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The Latest Articles
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Are You Ready to Retire? Ask Yourself These Seven Questions
If you are thinking of retiring, take this retirement readiness test. -
Should You Buy Long-Term Care Insurance?
It can be a difficult topic to discuss, but it’s something that many of us will have to grapple with at some point, if not for ourselves, for a loved one. The longer you live, the greater your chances of needing some form of long-term care. -
Fixed Annuities—A Remedy for the Low-Return Blues
Get a guaranteed return, and supplement your retirement with a fixed annuity. -
Three Ways to Potentially Increase Your Retirement Savings
It’s never too late to begin your personal retirement planning. Learn three easy ways to potentially increase your retirement savings without making drastic changes to your budget. -
How to Invest* for Your New Baby
There’s one item on your to-do list after a baby is born that should be automatic: opening a savings account for their future. Here are three ways you might get started. -
The Benefits of Opening a 529 Plan for Your Child
A 529 plan is a great way to save for your child’s education because they’re tax-free, low maintenance, and available to everyone. -
Why Investing is Important at Every Age
You’re never too young or old to start investing. The truth is investing is important at every age. Consider these three reasons you might learn to invest, regardless of your birthdate. -
How to Invest for the Very First Time
The world of investing can be overwhelming to those who are new to it. Consider these tips for getting started. -
Transferring Funds
Managing your money should be easy. That's why it’s important to have quick transfer options to send and receive money online. Consider these six online money transfer services. -
Get Savings Savvy
One of the great benefits of being a UFCU Member is having access to a wide range of savings options. But how do you know which strategy is best for you? Here’s a primer on UFCU savings options to help you make the most of your investments. -
How a Joint Account Can Save the Day
A joint account can be a practical way to make sure your finances stay on track when life doesn’t go as planned. This guide explains what a joint account holder can do, when it makes sense to add one, and when another option — like a beneficiary or power of attorney — may be a better fit. Learn how to choose the right level of access and prepare your accounts with confidence. -
New Year, New Budget
Setting a goal in the new year can be just the motivation you need to get your finances in shape. Financial goals need special TLC. -
Managing Your Finances in Unexpected Circumstances
Learn safe, legal ways to let someone you trust help manage your accounts during travel, illness, or unexpected events. Understand the differences between a joint account holder, beneficiary, and Power of Attorney, and how each option can help protect your financial access. -
Protect Yourself from Tax Scams: 7 Ways to Stay Safe
Every tax season, thousands of people lose money or personal information to fraudsters pretending to be the IRS. Knowing how to spot a scam is one of the most powerful ways to protect your financial future. At UFCU, your security is our top priority. Use this guide to stay informed, confident, and safe. -
Six Ways to Help Keep Your Finances Secure
Keeping your personal financial information secure is extremely important. Should the worst happen, identity theft can take years to reverse. It’s best to take a proactive approach. Consider these six ways to help keep your finances secure. -
How to Protect Yourself When Shopping Online
Learn how you can protect yourself from potential fraudsters while shopping online. -
For Love or Money—What to Know About Romance Scams
Romance scammers cheat thousands of people out of their money each year. They will tell you almost anything to get your money. Practice these 5 tips to avoid romance scams, outsmart scammers, and keep your money. -
Seven Ways to Maximize Your Tax Refund
Your tax refund can be a powerful tool for building financial stability. Whether you want to boost your emergency fund, pay down high interest debt, or explore how to invest your tax refund wisely, small steps can make a meaningful difference. This guide offers simple, practical ideas to help you choose the best ways to spend your tax refund.