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Knowledge Is Power
We’re here to advise.
Preparing for life’s changes and challenges is no easy task. We’re here to help you make smart financial decisions that push you to the next level of prosperity, and education is your best path to success.
Rely on us for honest, practical advice that can help you manage your money, invest and save, build good credit, buy a car or a home, and more. Whatever you’re striving toward, we’re here to help you get there.
The Latest Articles
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Four Tips for a Stress-Free Holiday
The holidays are fast approaching, and that means buying gifts and celebrating with loved ones. The quickest way to ruin the holiday spirit, though, is getting into debt from overspending. Luckily, it is possible to shop without going over budget. In the spirit of the holidays, we’re giving you the gift of knowledge. Here are four tips to have a stress free, enjoyable holiday shopping season. -
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Four Practical Reasons to Join a Credit Union
Credit unions are a great alternative to traditional banks. Here are four practical reasons everyone should join a credit union. -
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Be Informed When Leasing a Car
Leasing a car may be cost-prohibitive for many. But for some, it’s a viable option. Consider these six factors before deciding whether leasing a car is right for you. -
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Three Reasons to Choose a Staycation
A staycation offers the luxury of being off of work, without the hassle of having to go anywhere. Read our top three reasons to choose a staycation. -
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Five Reasons for and against Shopping on Black Friday
Can’t decide whether to go shopping on Black Friday this year? To help out, we’ve compiled a list of pros and cons. Take a look, and then you decide. -
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Four Tips for Thrifty Summer Travel
Although traveling during summer is ideal for many people, it is unfortunately one of the most expensive times of year to travel. But all is not lost. If you inform yourself and plan ahead, you can still manage to find some pretty good summer vacation deals. Consider these four tips for traveling this summer. -
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Join the Credit Union Movement
If you haven’t experienced the credit union advantage, it may be time to join the movement. Give us a call, or stop by your local branch anytime to chat with a personal financial representative and learn more. -
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Four Ways Technology Can Improve Your Finances
Are you benefiting from technology beyond news and entertainment? Learn how you can use technology to improve your finances. -
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Social Security 101: The Basics
Social security: It’s that thing we hear about — and pay into — our entire working careers. But what do you really know about social security? Here’s the 4-1-1 on this longstanding government program. -
Ordering Your Credit Report
There are three major credit reporting agencies–Equifax, Experian and Trans Union. Learn how to check all three scores with one easy report through UFCU and myfico.com. -
All About Credit Scores
When you borrow from any lender or use any company that bills you for services, paying your obligations as you originally agreed has a big impact on your future access to credit and the rates you will pay. -
Do You Check Your “Specialty” Consumer Reports Annually?
When guarding your credit score, you need to consider more than just the standard credit report. -
How UFCU Looks at Your Credit
University Federal Credit Union uses information from your loan application and your credit report to determine whether to grant credit under the terms you request. Learn what factors we consider. -
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Five Tips for Improving Your Credit Score
Almost everyone has a credit card, but if you’re not using them wisely, you might be doing more harm than good. Are you using your credit cards wisely? These five tips are essential if you’re looking to improve your credit score or maintain good credit. -
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Improve Your Finances with a Personal Loan
Learn how a personal loan could be a great tool to help you improve your finances, whether you’re raising your credit rating, paying off debt, or trying to reach the next phase in your financial journey. -
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How to Raise Your Credit Score in Three Easy Steps
If you take the time to monitor your accounts, pay off your debt, and be timely about paying your bills, you can prove that you are credit-worthy over time. -
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Credit 101: Ways to Borrow Money
Have you ever wondered about the differences between credit cards, lines of credit, and personal loans? Discover the pros and cons of each of these ways to gain cash. -
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A Closer Look at Credit
Used wisely, credit can be an excellent tool for helping you achieve your financial goals. To help put you on that path, we’ve collected some of the questions our representatives are asked most often, along with the answers.
