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Knowledge Is Power
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Preparing for life’s changes and challenges is no easy task. We’re here to help you make smart financial decisions that push you to the next level of prosperity, and education is your best path to success.
Rely on us for honest, practical advice that can help you manage your money, invest and save, build good credit, buy a car or a home, and more. Whatever you’re striving toward, we’re here to help you get there.
The Latest Articles
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Three Ways New Parents Can Save Money
When you have a baby, it’s easy for expenses to add up. But not all of the typical baby expenses are necessary. If you’re looking for ways to tighten your budget, consider these three expenses that many new parents might categorize as nonessential. -
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Five Car Tools That Will Prepare You For Anything
Even with a ride that’s fresh off the factory line, it’s essential to prepare yourself for the headaches of car ownership. -
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Finding or Financing? What Comes First?
It’s easy to get excited about shopping for your next home, but without knowing what you can afford, you could waste valuable time and miss out on great opportunities. Getting prequalified for your mortgage can speed your home search and improve your chances that your offer will be accepted. -
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Make the Most of Summer Car Deals
End-of-season summer shopping may land you some cool deals. If this is your summer for car shopping, consider these tips before you get started. -
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Busting the 20% Down Myth
It’s no longer a hard and fast rule that you need to save 20% before you can buy a home. In today’s mortgage environment, you can buy a home with as little as 3% down. -
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Finance Tips for College Grads
Creating a bright financial future takes discipline and motivation, especially for those just embarking upon their careers after graduation. Here are a few key financial tasks that every recent grad should plan on. -
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Get Savings Savvy
One of the great benefits of being a UFCU Member is having access to a wide range of savings options. But how do you know which strategy is best for you? Here’s a primer on UFCU savings options to help you make the most of your investments. -
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The Truth About “No Haggle” Car Deals
You may have heard of bundling your insurance policies, but have you done it yet? If you’re still not sure, consider these three reasons to bundle your insurance policies. -
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Why Insurance Bundles Are a Good Deal
You may have heard of bundling your insurance policies, but have you done it yet? If you’re still not sure, consider these three reasons to bundle your insurance policies. -
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Five Design Ideas For Central Texas Backyards
With around 230 sunny days a year, outdoor living is a way of life in Central Texas. That’s why Central Texas homeowners never dream small when it comes to our backyards. -
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Three Reasons Never to Rent without Renters Insurance
Renters insurance is an important part of being a responsible renter. Consider these three reasons why you should never rent without renters insurance. -
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Should You Buy Long-Term Care Insurance?
It can be a difficult topic to discuss, but it’s something that many of us will have to grapple with at some point, if not for ourselves, for a loved one. The longer you live, the greater your chances of needing some form of long-term care. -
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Credit 101: Ways to Borrow Money
Have you ever wondered about the differences between credit cards, lines of credit, and personal loans? Discover the pros and cons of each of these ways to gain cash. -
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Five Reasons for and against Shopping on Black Friday
Can’t decide whether to go shopping on Black Friday this year? To help out, we’ve compiled a list of pros and cons. Take a look, and then you decide. -
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Why Credit Unions Offer Better Service
Credit unions are known for great service. Consider these four principles that demonstrate why credit unions are well worth joining. -
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Income-Based Repayment Plans: 10 Questions to Guide Your Research
Learn if you qualify to take advantage of Income-Based Repayment (IBR) plans. -
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How to Explain the Value of Money to Kids
When you’re ready to talk to your kids about large sums of money, remember three key points as you consider their responses — perspective, priorities, and practice. -
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How to Explain Budgeting to Kids
Once your child masters the basic concepts of money and how to save it, they might be ready to approach the notion of a savings plan. Here are three simple steps to their first budget.
