Cash Back Card
Cash Back for Each Dollar You Spend
Get paid just for using your card.
The UFCU Cash Back VISA® earns you 1.5% for every $1 you spend on everyday purchases.1
At a Glance2
- Annual Fee $0
- Balance Transfers Fee-free
- Rewards 1.5% per $1 spent; Points never expire
- Cash Advances Up to 25% of your credit limit
- 1% cash advance fee with a $5 minimum fee
Earn More on Everyday Purchases
When you use your Cash Back card, you will find that your spending suddenly gets much more rewarding. The UFCU Cash Back Visa pays you 1.5% cash back for every $1 you spend. Plus, you get 15% more points if you qualify and maintain a Plus Checking account.1 And no annual fee means the cash goes straight to your pocket.
Redeem your Cash Back points at any time throughout the year. The MyUFCU Card Rewards program (link opens in a new window) is simple and easy-to-use.
You can access your current points balance by logging in to Online Banking or the Mobile app and selecting your credit card’s corresponding reward points. You also can call (888) 207-3624 for 24/7 assistance with rewards-related questions and point redemption.
Your points never expire! Save more with no annual fee and start earning2.
Rates
| Annual Percentage Rate (APR) based on your credit2 | ||||||
|---|---|---|---|---|---|---|
| Your Credit | Excellent | Good | Average | Fair | Marginal | Low / No score |
| Cash Back VISA® | 14.90% | 15.90% | 16.90% | 17.49% | 17.90% | 17.90% |
FAQs
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Visa Platinum is the type of card you will use for UFCU Credit card rewards. Learn more from Visa.
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- Log into Online Banking or the Mobile app.
- In the top toolbar, select Cards » Manage Card.
- Select the card for which you want to select a new PIN.
- In the Self-Service section, click Change.
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Locking a card is a security feature that prevents your card from being used for transactions until the card is unlocked. To lock or unlock a card, choose Cards » Manage Cards and select the card you want to manage. Then click the toggle to lock or unlock your card.
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In order to perform a balance transfer, complete the Balance Transfer Request form.
Related Products and Services
Plus Checking Account
Receive 15% more points as a bonus on your rewards card just for maintaining a Plus Checking account! Bonus points are added to your rewards balance every three months.
Account Alerts
You can sign up to receive account alerts via email or text message from UFCU to stay up-to-date with your accounts and credit cards.
1 Must meet eligibility requirements. Credit cards are subject to credit approval.
2 Please see the Cash Back Card terms and conditions (PDF) for rate, fee and other cost information, as well as explanation of payment allocation. All terms may be subject to change.