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Knowledge Is Power
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Preparing for life’s changes and challenges is no easy task. We’re here to help you make smart financial decisions that push you to the next level of prosperity, and education is your best path to success.
Rely on us for honest, practical advice that can help you manage your money, invest and save, build good credit, buy a car or a home, and more. Whatever you’re striving toward, we’re here to help you get there.
The Latest Articles
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Understanding the Auto Loan Preapproval Process When You’re Building Credit
Getting preapproved for an auto loan can make car buying easier, especially if you’re building or rebuilding credit. This guide explains the auto loan preapproval process in Texas, what lenders review, how to prepare with low or no credit, and how UFCU can help you shop confidently and save money. -
Does a Money Market Make Sense for You?
What is a money market account, and does one have a place in your financial plan? Find out if money markets can make sense, and cents, for you. -
9 Ways in 9 Months: Preparing for a New Baby
Learn nine practical ways to prepare for a new baby, plan for medical and delivery costs, strengthen savings, and build financial confidence for your growing family. -
Don’t Be Fooled: 7 Ways to Protect Yourself from Fraud
Don’t let fraudsters catch you off guard. Learn how to avoid scams, protect your accounts, and take control of your financial security. -
Ready for the Road: How to Buy a Car When You’re Building Credit
Buying a car with low or building credit is possible — especially when you understand what lenders look for. This guide walks you through how to buy a car, from improving your credit to saving for a down payment and getting preapproved for a first-time auto loan. -
Get a Little Face Time — UFCU Your Way
There are only a few transactions that require in-person service, but we get it. Sometimes you need a little face time. Learn how to manage your finances in person with UFCU drive-thru service, ATMs, or lobby appointments. -
Jump-Start Your Savings
Build your savings with simple steps that fit your life. Learn practical ways to start strong, stay consistent, and make the most of your money with UFCU. -
Smart Money Moves with Plus Checking
Follow Carlos through some savvy everyday money moves and see how Plus Checking helped him earn dividends, save on loans, avoid fees, and keep more of his money. Learn how these perks can help you reach your own financial goals. -
Three Ways to Learn More About Investing
Are you eager to understand the world of Investments? Here are three ways you can get started on the path to becoming a knowledgeable investor. -
Spending Package Includes Sweeping Retirement Plan Changes
The SECURE Act may have the largest impact on retirement planning since the Pension Protection Act of 2006. Many provisions offer enhanced opportunities for individuals and small business owners, but there is one notable drawback for investors with significant assets in traditional IRAs and retirement plans. -
Staying Financially Sound During Illness
Should injury or illness strike, the cost of medical treatment can be almost as devastating as the impact to your health. Here are some steps you can take, both proactively and during an emergency, to reduce the financial pain of getting hurt or sick.
*Investments offered through LPL Financial. (Member FINRA/SIPC).
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Not Going Off to College? 4 Ways Students Can Adjust
If going away to college this fall is no longer in the cards, here are some ways to adjust for your gap year. -
Income-Based Repayment Plans: 10 Questions to Guide Your Research
Learn if you qualify to take advantage of Income-Based Repayment (IBR) plans. -
Five Reasons to Consider Life Insurance
Life insurance is more than just a way to pay the bills if something happens to you. Consider these five reasons to get life insurance. -
How to Stay on Financial Track
Want the coming year to be a great one for making progress on your financial goals? Follow these tips to set your financial goals and stay on track. -
Three Tips for Managing an Inheritance
If an inheritance windfall comes your way, here are three tips for managing it wisely. -
You’ve Lost Your Job. Now What?
The loss of a job can be emotionally traumatic and financially taxing. Here are some ways to make the most of a worst-case situation. -
Navigating Finances after Divorce
A divorce can be emotionally — and financially — difficult. These steps are important to protect your assets and manage your finances.
*Investments offered through LPL Financial (Member FINRA/SIPC)