Articles
Knowledge Is Power
We’re here to advise.
Preparing for life’s changes and challenges is no easy task. We’re here to help you make smart financial decisions that push you to the next level of prosperity, and education is your best path to success.
Rely on us for honest, practical advice that can help you manage your money, invest and save, build good credit, buy a car or a home, and more. Whatever you’re striving toward, we’re here to help you get there.
The Latest Articles
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Four Reasons Why Auto Insurance Is Critical
When it comes to driving without insurance, are the risks worth it? Here are four reasons you should never get behind the wheel without auto insurance. -
Self-Defense Against Scammers
Be wary of emails and texts that ask you to share sensitive information. Remember: If UFCU calls asking for your login details, it’s not really us. Learn to defend against scammers. -
How to Start Budgeting: Essential Steps for Financial Success
Creating and adhering to a budget might seem challenging, but it’s one of the best steps you can take to stay on top of your finances. -
Car Shopping? Here’s How to Drive Away Happy
Are you ready to buy a new car but dreading the car shopping process? Our five-step D.R.I.V.E. Method can turn your car buying into fun, and help you drive away happy in the perfect vehicle for you. -
What Is Phishing: Understand Cyber Threats and Prevention
Many people fall victim to phishing, a crime in which attackers trick victims into giving them data or access to their accounts or their device. A little understanding can go a long way toward protecting your personal and financial data. -
Handling Hurricanes
Plan and prepare for the next hurricane. Stock up before a severe storm and stay safe during and after. Get our survival dos and don’ts plus tips on making insurance claims easier. -
What’s the Ideal Credit Score for Home Loans?
What can you do if you want to qualify or pre-qualify for a mortgage but are concerned your credit score is too low? The good news is that a low credit score is not permanent, and it’s one area you can start working on right away. Find out what credit score you need to buy a home and get five actionable steps to boost your credit score with the aim of homeownership. -
Seven Ways to Maximize Your Tax Refund
Getting a tax refund can give your financial health a little boost. Check out seven ideas on what to do with your refund money to have a long-lasting impact. -
Five Ways to Protect Yourself from Tax Scams
Can you spot a tax scam? Get five tips to protect yourself from fraudulent schemes and learn about IRS impersonators, fake tax preparers, and other tax scammers. -
When to Refinance Your Auto Loan
Refinancing your car loan can save you money in interest and lower your payments. Is now a good time to refinance? Consider these five tips before you decide. -
For Love or Money—What to Know About Romance Scams
Romance scammers cheat thousands of people out of their money each year. They will tell you almost anything to get your money. Here’s how to outsmart scammers and avoid losing your money to a romance scam. -
Be Brave and Budget (Even on a Low Income)
Get a grip on spending with these 5 tips, even if you have a limited or low income. A monthly budget can help you improve your financial health. -
Certificates: Low Risk and Reliable Return
When you have some cash saved up, you want to help it grow and keep it safe. A certificate could be the option that gives you the best of both worlds. -
Protect Your Password from Hackers
Protecting your password requires being savvy and diligent. Use these strategies to help keep your passwords and accounts secure. -
Protect the Elderly from Financial Scams and Abuse
They are an age-old story: financial scams of the elderly. Here’s how to protect yourself. -
Protect Your Credit Cards
Credit card fraud is on the rise. Learn steps to prevent fraudulent charges, discover how card issuers can help, and react effectively to unauthorized purchases on your credit card. -
Are You Paying Too Much for a New Car?
At UFCU, you are not a loan number or a quota to meet. You are a Member whose best interest is our best interest. When you are ready to buy a car, our seasoned lending team stands ready to help you get the car you want on the best possible terms for your situation. -
What Makes a Great Home Insurance Policy
In an unpredictable world, your financial future can be affected by what’s in your homeowners insurance policy. Learn its components and discover our tips on each.