Great Rate Card
Cash Advance of Up to 25%
Lower your company expenses with competitive interest rates.
Choose the Great Rate VISA® credit card1 and enjoy great card benefits, like withdrawing up to 25% of your credit limit (for a 1% cash-advance fee with a $5 minimum fee).
Learn why our Visa Platinum Great Rate card is smart for a growing business.2
Apply Online(opens in a new window)A No-Nonsense Solution
The UFCU Great Rate card takes a straightforward approach to your monthly business expenses — with some features that might surprise you.
Did you know you can add up to four additional authorized users? We offer this feature so your partners and designated employees can help with purchasing and accounting tasks.
We allow you to connect your card with secure digital payment options such as ApplePay®, PayPal™, Visa, and more. Lower your company expenses with competitive interest rates, which are a big benefit.
Open a Great Rate card then pick it up at any branch and start using it right away. Read our requirements for opening any business account including a credit card.
Rates
| Annual Percentage Rate (APR) based on your credit and risk score | ||||||
|---|---|---|---|---|---|---|
| Your Credit | Excellent | Good | Average | |||
| Great Rate VISA® | 13.90% | 14.90% | 15.90% | |||
FAQs
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The primary cardholder must complete and submit an Add Authorized User Request form.
Your request will be processed in 2-3 business days and you should receive the new card with the additional user's name in 7-10 business days.
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Locking a card is a security feature that prevents your card from being used for transactions until the card is unlocked. To lock or unlock a card, choose Cards » Manage Cards and select the card you want to manage. Then click the toggle to lock or unlock your card.
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- Log into Online Banking or the Mobile app.
- In the top toolbar, select Cards » Manage Card.
- Select the card for which you want to select a new PIN.
- In the Self-Service section, click Change.
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Visa Platinum is the type of card you will use for UFCU Credit card rewards. Learn more from Visa.
Related Products and Services
Business Auto Loan
Whether you’re purchasing new or used, UFCU offers great rates and flexible terms to business owners ready for business vehicles.
Business Checking
UFCU’s Business Checking account offers competitive features for minimal cost.
1 Subject to credit eligibility. Certain restrictions apply.
2 See the UFCU Business Credit Card Agreement, Disclosures & Guaranty Agreement (PDF)(opens in a new window) and the Business Rates and Fees for complete details. See also the Travel & Rewards Card terms and conditions (PDF)(opens in a new window).