Business Cash Back Card
Points that Don’t Expire
Generate revenue whenever you use your card.
Flip the script on accounting and move purchasing into the income column.
With your business’s Cash Back credit card1, you’ll earn non-expiring points redeemable for cash — 1.5% for every $1 you spend.2
Apply OnlineOffset a Portion of Your Expenses
The way to earn 1.5% cash back for every $1 spent is simply use your UFCU Cash Back credit card to pay for purchases and services. Even better news? Receiving cash back is just as easy as earning it. We can deposit the cash back you earn into your savings account or apply it to your card balance.
Redeem your Cash Back points at any time throughout the year, and your points never expire.1
To view your points, access digital banking and select reward points for your credit card. Enjoy the card’s many other benefits — like cash advances up to 25% of your credit limit (for a 1% cash-advance fee with a $5.00 minimum).
To see if your business is eligible for a UFCU business credit card, see our eligibility requirements. We’re here to help you and your business prosper.
Rates
| Annual Percentage Rate (APR) based on your credit and risk score | ||||||
|---|---|---|---|---|---|---|
| Your Credit | Excellent | Good | Average | |||
| Cash Back VISA® | 15.90% | 16.90% | 17.90% | |||
FAQs
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The primary cardholder must complete and submit an Add Authorized User Request form.
Your request will be processed in 2-3 business days and you should receive the new card with the additional user's name in 7-10 business days.
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Locking a card is a security feature that prevents your card from being used for transactions until the card is unlocked. To lock or unlock a card, choose Cards » Manage Cards and select the card you want to manage. Then click the toggle to lock or unlock your card.
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- Log into Online Banking or the Mobile app.
- In the top toolbar, select Cards » Manage Card.
- Select the card for which you want to select a new PIN.
- In the Self-Service section, click Change.
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Visa Platinum is the type of card you will use for UFCU Credit card rewards. Learn more from Visa.
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1 Subject to credit eligibility. Certain restrictions apply.
2 See the UFCU Business Credit Card Agreement, Disclosures & Guaranty Agreement (PDF)(opens in a new window) and the Business Rates and Fees for complete details. See also the Travel & Rewards Card terms and conditions (PDF)(opens in a new window).