Woman using her contactless credit card to make a purchase.

Features that Put You in Control

Get a card with convenience, no annual fee, and much more.

UFCU credit cards1 provide you with the most convenient and most secure way to pay by card.

You’ll receive great rates and surprise-free terms you can rely on.

Apply Now

Find Freedom in UFCU Card Services

  • Great Rate Card

    Save money with a low rate

    $0 Balance-transfer fee


    $0 Annual Fee


    Rates as low as2

    9.49% APR

    View Details
  • Happy couple carrying many shopping bags.

    Cash Back Card

    Redeem cash rewards as you go

    1.5% Cash back earned per $1 spent


    $0 Annual Fee


    Rates as low as2

    14.90% APR

    View Details
  • A hiker enjoys the moonrise.

    Travel & Rewards Card

    Redeemable for travel and merchandise

    2 Points earned per $1 spent


    $0 Annual Fee


    Rates as low as2

    13.90% APR

    View Details

No Annual Fees, Just Great Benefits

Our cards have so many advantages, like no annual fees, no over-the-limit fees1, fixed low rates, zero liability on unauthorized purchases, and fraud protection. Use your card to fund digital payment options such as Apple Pay®, PayPal®, VISA®, and more.1

Lock or unlock your card in moments for peace of mind without losing the convenience of an everyday card. If your card needs to be replaced, skip the 10-day wait and visit any branch.

These extra benefits are free with your card:

Alerts and fraud monitoring are also free.

Take your pick of contactless cards that offer great rewards and flexible points options to match your budget and lifestyle.

Woman uses a credit card to make a purchase via her mobile phone.
Put a Lock on Card Activity

FAQs

  • Visa Platinum is the type of card you will use for UFCU Credit card rewards. Learn more from Visa.
    1. Log into Online Banking or the Mobile app.
    2. In the top toolbar, select Cards » Manage Card.
    3. Select the card for which you want to select a new PIN.
    4. In the Self-Service section, click Change.
  • Locking a card is a security feature that prevents your card from being used for transactions until the card is unlocked. To lock or unlock a card, choose Cards » Manage Cards and select the card you want to manage. Then click the toggle to lock or unlock your card.
  • In order to perform a balance transfer, complete the Balance Transfer Request form.

Related Products and Services

ID Navigator Powered by Norton Lifelock

Your UFCU card may qualify you for free identity theft monitoring so you can act quickly should the unexpected happen.

VISA Purchase Alerts

With 100% liability protection on any fraudulent activity, you can enjoy total peace of mind. Sign up for Visa purchase alerts through UFCU Online Banking.

Advice U Can Trust

We’re here with tips to empower you to make informed financial decisions at every step.

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Stay Scam-Free

Protect your financial identity and keep your personal information secure. UFCU will never contact you to ask for your PIN, passcode, or login credentials.

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Seamless Plaid Integration

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Make the Most of Your Tax Return

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1 Must meet eligibility requirements. Credit cards are subject to credit approval.

2 Please see Terms and Conditions (PDF) for rate, fee and other cost information, as well as explanation of payment allocation. All terms may be subject to change..