Free Checking
Access Anytime, Anywhere
We’re everywhere U are.
Your Free Checking Account1 is always within reach, thanks to UFCU Online Banking, the Mobile app, our nationwide ATM network, and your local branch. More than that, we accompany you on your financial journey and listen to your needs. Your convenience is a top priority for us.
It takes $0 to open this account and there’s no monthly service fee. There is a $2,000 daily ATM cash limit.
Free Checking That Sets You Free
Your time is valuable, and UFCU constantly looks for ways to put time on your side. With Free Checking, you can get paid up to two days early with Direct Deposit. You won’t pay a monthly service fee, and you can set yourself up to avoid a zero balance with Overdraft Protection, a Line of Credit, or Courtesy Pay. Because who needs the headache?
UFCU Online Banking and the Mobile app are always improving based on feature requests from Members like you.
And our alerts system and card-locking features protect your purchasing power.
Free Checking comes with an instant-issue contactless VISA® Debit Card. Stop by any branch to get one — not just when you open your account, but if you’re concerned about potential fraud on your card.
You also can get money orders, cashier’s checks, and automatic consideration for a line of credit.2 As a not-for-profit financial cooperative, our purpose is to provide excellent service and brighter futures to the communities we serve.
Free Checking is just the start of what we stand for. Explore all options.
Related Products and Services
Digital Payment Solutions
With UFCU Digital Solutions you can shop when, where, and how you want.
Credit Shouldn’t Be Complicated
The UFCU Great Rate VISA® credit card gives you all the features you need, at the lowest rates we can offer.2
1 Must meet eligibility requirements. Certain restrictions apply. Rates are variable and subject to change after an account is opened.
2 Subject to credit eligibility. Certain restrictions apply.