IT ALL STARTS WITH U

Start your path to financial success today.

Open an Account

Access Your Account

Log In

Don’t have a login? Enroll Now

Pay Smarter, Not Harder
Enjoy the convenience of paying online or from your smart device when you add your card to a Digital Wallet.

Rates With U in Mind

*Rates and terms subject to change.

24 Month
4.00% APY
1 to 48 Months
4.99% APR
as low as
9.49% APR

Auto Loans

Refinance Today and Get 0% APR for 90 Days

Cruise through Your Options or Apply Now

Home Loans

Open the Door to Possibility with a Home Equity Loan

Explore Your Options

Financial Success at Any Age

Help your teen practice managing their money in a safe setting with a Teen Checking Account. $0 to open, no monthly service fee, and the empowering feeling of having money of their own.

Begin Their Journey

24-month Certificate at 4.00% APY

Looking for a safe way to save more? Lock in 4.00% APY for 24 months and feel good about where your money’s headed.

Secure This Rate

Open a Free Checking Account

When you open an account at UFCU, you become a Member — not just another account number.

Your Account Awaits

Advice U Can Trust

We’re here with tips to empower you to make informed financial decisions at every step.

Explore All Articles

Stay Ready, Whatever the Forecast

From emergency kits to insurance claims, UFCU’s Hurricane Preparedness Guide covers everything you need to know to weather the storm. And when it comes to protecting your home and property, UFCU’s preferred insurance provider, Inszone Insurance Services, is here to help you find the right coverage.

Read the Hurricane Guide | Get Protected with Inszone

Transfer Options

We have a variety of online money transfer services, including Zelle®, Non-Member and Member transfers, and free online Bill Pay.

Explore Your Options

Member Spotlight: Chef Aaron

From helping cook in the kitchen to studying at the Texas Culinary Academy, Chef Aaron is now a proud culinary arts teacher and business owner, shaping the future of aspiring chefs.

Read His Story

Free Debt Counseling

Through our partnership with Greenpath, Members have access to free credit and debt counseling to help ease financial stress.

Read More

Upcoming Events

Mobile Branch Schedule