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Rates With U in Mind

*Rates and terms subject to change.

3 Month
4.40% APY
1 to 48 Months
6.24% APR
as low as
9.49% APR

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Build Wealth That Endures

Plan for Tomorrow

Certificates

Start the New Year Strong with Rates up to 4.40% APY

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Plus Means More for Your Family

Members with Plus Checking accounts earn up to 2.25% APY on their balance, get special rate discounts on loans, and enjoy free ATM transactions. Good things come your way when you select a Plus Checking account.

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Drive into The New Year with Lower Payments

Start 2025 on the right track with a car loan that works for you. Refinance your auto with UFCU and enjoy 0% APR for 90 days*, giving you the opportunity to lower your monthly payments, save on interest, or even pay off your loan faster. Whatever your goals, UFCU has you covered. It’s your car, your savings, and your future — let us help you drive it forward. Contact us today and take the first step toward reaching your financial goals.

* APR = Annual Percentage Rate. No interest will accrue for 90 days. Offer expires Jan 31, 2025. Restrictions may apply.

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When you open an account at UFCU, you become a Member — not just another account number.

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Advice U Can Trust

We’re here with tips to empower you to make informed financial decisions at every step.

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Stay Scam-Free

Protect your financial identity and keep your personal information secure. UFCU will never contact you to ask for your PIN, passcode, or login credentials.

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Seamless Plaid Integration

Rely on real-time insights for better budgeting with UFCU's connection to your favorite financial apps.

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Member Spotlight: Daniel H

Long-time UFCU Member and Texas Ex, Daniel transformed his passion for fitness into Lift ATX — a local gym built on inclusivity and community.

Meet the Member

Make the Most of Your Tax Return

As a UFCU Member, you get exclusive savings on TurboTax® and H&R Block®.

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