90 Years of U

Refer friends, family, or colleagues to UFCU, and you’ll both receive $90 when they complete the required steps.1

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Access Your Account

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90 Years of Moving U Forward
Apply for an auto loan in May and enjoy no payments for 90 days.2

Rates with U in Mind

Rates and terms subject to change.

48 Month
3.70% APY
1 to 48 Months
4.99% APR
as low as
9.49% APR

Personal Loans

Get the Funds U Need

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Transfer Options

Easy Transfers to Friends and Family

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Deals for Your Wheels

Enjoy no payments for 90 days when you refinance your auto loan from other lenders to UFCU.

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Your Card. Your Choice.

Enjoy all the benefits of a UFCU Checking with a debit card that shows off your school spirit.

Get Your College Card

Open a Free Checking Account

No minimum balance, no monthly fees, and access to 50,000+ fee-free ATMs.

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Advice U Can Trust

We’re here with tips to empower you to make informed financial decisions.

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Breaking Cycles, Building Futures

Caleb grew up facing financial hardship, but through support from UFCU, he transformed his credit, his stability, and his future.

Read His Story

A Better Way to Credit

Build your credit with real-time credit monitoring, and personalized recommendations — all in one place.

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Transfer Options

Zelle®, Non-Member and Member transfers, free online Bill Pay, and more.

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Replace Damaged Cash

Learn how to replace torn or damaged dollar bills.

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Upcoming Events

1 Membership subject to eligibility. Terms and conditions apply. Offer valid May 1 through May 31, 2026. $90 bonus limited to first-time UFCU Members. Visit UFCU.org/Sweeps for full terms and conditions. Federally insured by NCUA.

2 Subject to credit eligibility. Certain restrictions apply. Interest may accrue during the no-payment period. Visit UFCU.org/Sweeps for full terms and conditions.