get rolling with 4.99% APR for u

Finance or refinance your vehicle from another lender, and drive forward with an auto loan rate as low as 4.99% APR.1

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Rates with U in Mind

Rates and terms subject to change.

48 Month
3.70% APY
1 to 48 Months
4.99% APR
as low as
9.49% APR

Transfer Options

Easy Transfers to Friends and Family

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First-time Homebuyer Loans

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Premium Perks for Everyday Spending

With Plus Checking, you enjoy a 2.25% APY bonus dividend, auto loan discounts, bonus reward points, and more!

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Your Card. Your Choice.

Enjoy all the benefits of a UFCU Checking with a debit card that shows off your school spirit.

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No minimum balance, no monthly fees, and access to free credit monitoring tools.

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Advice U Can Trust

We’re here with tips to empower you to make informed financial decisions.

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First Coffee, Next Financial Success

Brad’s days move fast, but his routine stays sharp. With UFCU handling the financial side, he’s free to focus on football, classes, and the next challenge ahead.

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A Better Way to Credit

Build your credit with real-time credit monitoring, and personalized recommendations — all in one place.

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A Year of Smart Money Moves

Learn how Carlos saved $901 in a year with Plus Checking through dividends, discounts, and everyday perks.

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Security Resource Center

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Upcoming Events

1 Auto loans subject to eligibility. Terms and conditions apply.

2 Plus Checking accounts subject to eligibility requirements. Rates are variable and subject to change after an account is opened. Certain restrictions apply. See full Plus Checking Terms & Conditions (PDF).

3 Sweepstakes Subject to Official Rules.