Disclosures

The Fine Print

Business Account Disclosures

• Business Membership Agreement (PDF)

Consumer Account Disclosures

• Wire Transfer Agreement and Disclosure (PDF)
• Electronic Funds Transfer Agreement and Disclosure - Reg E (PDF)
• Privacy Policy (PDF)
• Truth-In-Savings Disclosure (PDF)
• Member and Account Agreement (PDF)
• Funds Availability Disclosure (PDF)
• Arbitration Agreement (PDF)

Credit Card Account Disclosures

• UFCU Credit Card Agreement and Disclosure (PDF)

Digital Services Account Disclosures

• Account-to-Account (A2A) Transfers Terms of Use (PDF)
• Digital Bill Payment Services Agreement (PDF)
• Online Banking Terms of Use (PDF)
• Peer-to-Peer (P2P) Transfers Terms of Use (PDF)

Disclosures for All Account Types

• ESIGN Member Disclosure (PDF)
• Overdraft Service Disclosure (PDF)
• Home Mortgage Disclosure Act Notice
• SEC Referral Disclosure (PDF)