Articles
Knowledge Is Power
We’re here to advise.
Preparing for life’s changes and challenges is no easy task. We’re here to help you make smart financial decisions that push you to the next level of prosperity, and education is your best path to success.
Rely on us for honest, practical advice that can help you manage your money, invest and save, build good credit, buy a car or a home, and more. Whatever you’re striving toward, we’re here to help you get there.
The Latest Articles
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Self-Defense Against Scammers
Be wary of emails and texts that ask you to share sensitive information. Remember: If UFCU calls asking for your login details, it’s not really us. Learn to defend against scammers. -
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Secured vs. Unsecured Credit—Know the Differences
There are many types of credit available, each with advantages. Find out what is meant by the industry’s name for each—then choose what works for you. -
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Protect the Elderly from Financial Scams and Abuse
They are an age-old story: financial scams of the elderly. Here’s how to protect yourself. -
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What Is Phishing: Understand Cyber Threats and Prevention
Many people fall victim to phishing, a crime in which attackers trick victims into giving them data or access to their accounts or their device. A little understanding can go a long way toward protecting your personal and financial data. -
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Certificates: Low Risk and Reliable Return
When you have some cash saved up, you want to help it grow and keep it safe. A certificate could be the option that gives you the best of both worlds. -
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Protect Your Password from Hackers
Protecting your password requires being savvy and diligent. Use these strategies to help keep your passwords and accounts secure. -
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Buying a Home? Surround Yourself with the Right Team
If you are looking to buy a home, surround yourself with an experienced, trusted team of professionals. -
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5 Things to Know Before You Buy Your First Home
Buying your first home is a huge milestone. Planning ahead can help you achieve the dream of homeownership. Consider these five essential tips to help you navigate the process smoothly, including budgeting, saving, searching, and more. -
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Finding or Financing? What Comes First?
It’s easy to get excited about shopping for your next home, but without knowing what you can afford, you could waste valuable time and miss out on great opportunities. Getting prequalified for your mortgage can speed your home search and improve your chances that your offer will be accepted. -
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How to Build a Budget When Buying a Home
There are many upfront and ongoing costs when you purchase a home, and your regular monthly expenses can also change. Understand how to build your budget so you can be a prepared homeowner. -
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Ready to Buy a Home? Here’s What Not to Do
You’ve heard all the advice about what to do to prepare, but there’s more to it than that. Before you begin looking at homes and negotiating a contract, you should know about some moves that could significantly hurt your chance of getting that home loan. Here are three things not to do when a new home purchase or even a refinance is in your future. -
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Lifetime Membership Is Standard
Did you know that once you become UFCU Member, you’re a Member for life? Learn more about how UFCU is ready to be your financial partner, regardless of where life takes you. -
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Paying for Unplanned Medical Expenses
Unexpected medical events can result in costly out-of-pocket expenses. If unforeseen medical costs are in your realm of possibility, consider these six simple steps to position yourself for the future better. -
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Best Credit Cards for College Students
Calling all college students: We’re here to help you understand the basics of credit cards, how to choose the right one, and how to build credit in college. -
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How to Explain the Value of Money to Kids
When you’re ready to talk to your kids about large sums of money, remember three key points as you consider their responses — perspective, priorities, and practice. -
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How to Explain Saving to Kids
Saving money is easier said than done. It’s a learned behavior, and something that many adults struggle with, regardless of their financial situation. Start talking to your kids as early as possible. And for those of us who are no longer kids, it’s never too late to start saving. -
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Should I Skip a Loan Payment?
When finances are tight, and they are for a great many people these days, skipped or deferred payment plans can give you some breathing room. But what really happens when you skip (or defer) payment on your loan? Here’s what you need to know. -
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Five Home Organization Ideas – Inspiring, Space-Clearing Tips
You’ve heard of spring cleaning. But every season has its reason to let go and live free of clutter. So here’s to minimizing in order to maximize your life, your productivity, and your time spent with those you love.
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