Articles
Knowledge Is Power
We’re here to advise.
Preparing for life’s changes and challenges is no easy task. We’re here to help you make smart financial decisions that push you to the next level of prosperity, and education is your best path to success.
Rely on us for honest, practical advice that can help you manage your money, invest and save, build good credit, buy a car or a home, and more. Whatever you’re striving toward, we’re here to help you get there.
Buy & Own a Car
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Car Shopping? Here’s How to Drive Away Happy
Are you ready to buy a new car but dreading the car shopping process? Our five-step D.R.I.V.E. Method can turn your car buying into fun, and help you drive away happy in the perfect vehicle for you. -
When to Refinance Your Auto Loan
Refinancing your car loan can save you money in interest and lower your payments. Is now a good time to refinance? Consider these five tips before you decide. -
Are You Paying Too Much for a New Car?
At UFCU, you are not a loan number or a quota to meet. You are a Member whose best interest is our best interest. When you are ready to buy a car, our seasoned lending team stands ready to help you get the car you want on the best possible terms for your situation. -
Is Now a Good Time to Buy a Car?
When is the best time to buy a car? Anticipating the end of your car’s useful life can help you time your new car purchase to your best advantage. Here are some tips for buying a car at the best time. -
Top Socially Distanced Weekend Vacays for Austinites
Feeling in need of a vacation lately? We feel you. And we’re here to tell you that you don’t have to book a plane ticket to completely escape work pressures and life stresses for a few days. -
How to Enjoy Austin from the Comfort of Your Car
With its legendary music and art, hometown guitar heroes, and barbecue messiahs, the spirit that runs through Austin is something that stays alive no matter what. And even when things feel a little “weirder” than usual around the ATX, you can still experience the best of our town without ever having to leave your car. You just have to know where to drive. -
Why Credit Matters When Buying a Car
Before you decide to buy a car, consider your credit score. And follow these steps to leverage your credit and get the best deal possible. -
Five Ways to Beat the Heat in Your Car
When the call of adventure beckons, having your own car means that you can pick up your keys and take off. However, at this time of year in Central Texas, hot days can slow you down. Don’t let high temperatures get the best of you and your car. Outsmart the sun with our five coolest ways to avoid the heat! -
Serve Your Community from Behind the Wheel
If you want to use your car to make the world a better place, we want to help! There are a variety of ways you can help your community from behind the wheel. -
Better Research Returns Better Outcomes on Auto Loans
If you’re ready for a new car, even if it’s just new to you, do your homework first. Here are three ways better research usually ends in better outcomes. -
What to Know About Extended Warranties
Who foots the bill for car repairs once your original vehicle warranty expires? Without an extended warranty, you will. -
Your Auto Loan Term Is More Important than You Think
Are you in the market for a new car? Don’t underestimate the importance of your auto loan term. -
Top 5 Ways to Minimize Car Stress with Your Pet
The prep work for traveling with your pet is as important to your success as the drive itself. Take advantage of our top five ways to have a safe and happy ride with your best four-legged friends. -
Know Your Driving Habits
Before you start car shopping take a good, hard look at your personal driving habits and determine which car best meets your needs. Here are a few questions to ask yourself before you ever step foot into a dealership. -
Become a Smarter Car Buyer
While a lot of cars are affordable, they're still considered a large purchase and can significantly impact your budget. Consider these strategies for success the next time you’re in the market for a vehicle. -
Is It Time to Upgrade to a Bigger Vehicle?
Have you outgrown your cute little two-seater or tiny econo-car? Is it time to upgrade your tiny transportation to something larger and more comfortable? Whether you need to make room for a new baby, a big pooch, or your next DIY project, a bigger vehicle might be the answer. Consider these reasons why, and learn what to look for in a larger vehicle. -
Five Car Tools That Will Prepare You For Anything
Even with a ride that’s fresh off the factory line, it’s essential to prepare yourself for the headaches of car ownership. -
Make the Most of Summer Car Deals
End-of-season summer shopping may land you some cool deals. If this is your summer for car shopping, consider these tips before you get started.