Articles
Knowledge Is Power
We’re here to advise.
Preparing for life’s changes and challenges is no easy task. We’re here to help you make smart financial decisions that push you to the next level of prosperity, and education is your best path to success.
Rely on us for honest, practical advice that can help you manage your money, invest and save, build good credit, buy a car or a home, and more. Whatever you’re striving toward, we’re here to help you get there.
Manage Your Finances
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Seven Ways to Maximize Your Tax Refund
Getting a tax refund can give your financial health a little boost. Check out seven ideas on what to do with your refund money to have a long-lasting impact. -
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Be Brave and Budget (Even on a Low Income)
Get a grip on spending with these 5 tips, even if you have a limited or low income. A monthly budget can help you improve your financial health. -
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Financial Goals In The New Year With UFCU
Setting a goal in the new year can be just the motivation you need to get your finances in shape. Financial goals need special TLC. -
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Don’t Underestimate Your ATM
Everyone knows ATMs are a quick and convenient way to withdraw cash. But did you know you can do more? -
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Transferring Funds
Especially when finances are tight, it’s important to know just how you can transfer money quickly to friends, family, or even colleagues. Consider these six ways to transfer money should the need arise. -
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Budgeting for a Staycation
Need a vacation? You don’t have to break the bank to do it. Instead, get much-needed R&R by taking a staycation. Consider these tips to keep your vacation fun and on budget. -
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When and How to Replace Your Debit Card
Your debit card is your handy go-to whenever you need cash and a great way to make purchases. You’d hate to be without it, even for a moment. Check out these tips to handle a card that’s lost, stolen, or about to expire. -
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Five Tips for Paying for a Wedding
Weddings can be an expensive undertaking. Establishing a budget, setting aside adequate funds and making smart choices can help you create a wedding day that is memorable and affordable. -
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Make the Most of a Pay Raise
It’s tempting to simply add a pay raise to your take-home check. But here are five smarter ways to make the most of a pay raise. -
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Planning a Trip? Take Your Credit Union with You
Get our checklist of important tasks before you hit the road, and make it the best vacation ever. -
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How to Stop Robocalls (Know When to Say Hello)
Unwanted phone calls plague mobile and landline users alike and put you at risk for falling for a scam. Consider these tips for spotting unwanted calls and blocking them altogether. -
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Navigating Finances after Divorce
A divorce can be emotionally — and financially — difficult. These steps are important to protect your assets and manage your finances.
*Investments offered through CUSO Financial Services, L.P. (Member FINRA/SIPC)
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Navigate Financial Stress
Financial stress impacts everyone. It doesn’t have an income or age limit, and we all go through it at some point in our lives. Fortunately, there are strategies to help prevent and reduce financial stress. -
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Control Spending
No matter your current financial situation, spending your money wisely makes sense. Being intentional about your money helps you use it on things that really matter to you. Follow these simple tips to set up and stick with your budget. -
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Managing Daily Finances Together — Is a Joint Account Right for You?
How do individual and joint bank accounts differ? Many people consider getting joint checking or savings accounts for shared expenses. Joint accounts have advantages, but there are also down sides. Learn the pros and cons of each before you decide what’s right for you. -
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Build Your Budget Back-Up Plan
Any time potential financial hardships could be on the horizon, it’s good to think ahead and consider how you might approach contingency planning should you have to weather tougher storms. Consider these five steps to contingency planning for your budget. -
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Avoid Holiday Delays — Manage Your Money in Every Season
Official holidays can mean a day off for your financial institution, so be sure to add getting your banking done early to your list of holiday preparations. Get tips for managing your finances in every season. -
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Our Representatives Are Standing By — UFCU Your Way
While you can almost always manage your finances achieve most of your banking needs remotely, sometimes you need to talk to a representative. Learn the circumstances under which a phone call is your best bet.
