Articles
Knowledge Is Power
We’re here to advise.
Preparing for life’s changes and challenges is no easy task. We’re here to help you make smart financial decisions that push you to the next level of prosperity, and education is your best path to success.
Rely on us for honest, practical advice that can help you manage your money, invest and save, build good credit, buy a car or a home, and more. Whatever you’re striving toward, we’re here to help you get there.
Manage Your Finances
-
![]()
Get a Little Face Time — UFCU Your Way
There are only a few transactions that require in-person service, but we get it. Sometimes you need a little face time. Learn how to manage your finances in person with UFCU drive-thru service, ATMs, or lobby appointments. -
![]()
Dial Down Your Wait Time — UFCU Your Way
Learn how to use UFCU automated Phone Banking to manage your everyday banking with a touch of a button, no internet or data plan needed. Phone Banking lets you take care of banking from a landline or mobile phone 24/7. -
![]()
From Desk to Done — UFCU Your Way
Whether you have a spare five minutes while working at your laptop or just a moment at your computer, Online Banking is an easy, convenient, and safe way to get your banking done, whenever your money is on your mind. -
![]()
On the Move — UFCU Your Way
Learn about the convenience mobile banking provides and how you can get started. It’s quick, easy and gives you access to your money anytime, anywhere. -
![]()
UFCU Your Way — Whenever Your Money Is On Your Mind
Learn all the ways to manage your money at UFCU, including Mobile Banking, Online Banking, automated Phone Banking, drive-thru service, ATMs, lobby appointments, or talking by phone with a Member Services representative. -
![]()
Mobile Banking — Fast, Convenient, and Secure
With mobile banking, you can securely manage your money right from your smartphone or tablet with a quick tap of your finger. -
![]()
What COVID-19 Means for Your College Financial Aid
COVID-19 is changing much in our lives, including planning for college expenses. Here are some ways to prepare. -
![]()
Four Tips for Adapting to an Empty Nest
In these uncertain times, we have witnessed many changes in the stock market. How you react to these changes can reveal the type of investor you are, and the amount of risk you are willing to tolerate in your investments. -
![]()
Shared Branches: Another Credit Union Benefit
Picture this scenario. You are traveling out of state when the car breaks down in an unfamiliar town. Worse yet, the credit card processor at the mechanic shop is on the blink and you are short on cash. If you are a UFCU Member, the shared branch network may be your lifeline to the cash you need. -
![]()
Should I Skip a Loan Payment?
When finances are tight, and they are for a great many people these days, skipped or deferred payment plans might give you some welcome breathing room. But what really happens when you skip (or defer) payment on your loan? Here’s what you need to know. -
![]()
Understanding Payday Loans and Three Better Options
Some people consider taking out a payday loan when they need cash fast, but think twice. Payday loans are the most expensive way to borrow money, and they can trap you in a cycle of debt. Learn how they work, and get three better options. -
![]()
What’s the Best Option: Cash, Debit, or Credit?
Making a conscientious decision about when to us cash or debit versus credit should be an intentional part of your financial strategy. Here are some reasons why. -
![]()
Three Tips to Conquer Irregular Expenses
Do you struggle to come up with the cash to pay for your insurance premiums, taxes, or other periodic expenses? If so, you’re not alone. When you pay for something only once or twice a year, it’s more challenging to budget for it successfully. But a little planning can go a long way. Follow these three easy tips to make paying for periodic expenses easier. -
![]()
Three Tips to Skip Living Paycheck to Paycheck
Many workers feel their earnings barely stretch to their next paycheck, but there are ways to make your income last longer. -
![]()
Four Easy Ways to Save Money
Have you mastered the skill of saving money? Consider these four tips for building up your savings. -
![]()
Three Steps to Less College Debt
Many college students take on significant debt in the form of student loans, consumer loans, or credit card debt. With a little planning and a proper budget, however, you can get through college with little debt, and possibly even some savings. Consider these steps for putting yourself on a path toward more savings, less debt, and better overall financial health. -
![]()
Three Financial Strategies for Every Grad
It can be difficult for new college graduates to determine just how to prioritize their financial goals. Even though individual life circumstances are different for everyone, all grads would benefit from employing these three financial strategies as they embark on their journeys toward adulthood and financial independence. -
![]()
Five Tips for Making Your Budget Stick
Consider these five tips financial experts rely on to stay true to their budgets, including relying on cash more often, saving money at the beginning of the month instead of the end, and trying a savings challenge.
