Articles
Knowledge Is Power
We’re here to advise.
Preparing for life’s changes and challenges is no easy task. We’re here to help you make smart financial decisions that push you to the next level of prosperity, and education is your best path to success.
Rely on us for honest, practical advice that can help you manage your money, invest and save, build good credit, buy a car or a home, and more. Whatever you’re striving toward, we’re here to help you get there.
Manage Your Finances
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How to Stop Robocalls (Know When to Say Hello)
Unwanted phone calls plague mobile and landline users alike and put you at risk for falling for a scam. Consider these tips for spotting unwanted calls and blocking them altogether. -
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Should I Skip a Loan Payment?
When finances are tight, and they are for a great many people these days, skipped or deferred payment plans can give you some breathing room. But what really happens when you skip (or defer) payment on your loan? Here’s what you need to know. -
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Dial Down Your Wait Time — UFCU Your Way
Learn how to use UFCU automated Phone Banking to manage your everyday banking with the touch of a button, no internet or data plan needed. Phone Banking lets you take care of banking from a landline or mobile phone 24/7. -
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The Benefits of Multiple Savings Accounts
Learn four ways having multiple savings accounts can help you stay organized and can even make it easier to reach your savings goals as you’ll lessen temptation and earn more with interest. -
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How Budgeting Can Help You Enjoy College Without Debt
Have you ever wondered how to get through college without debt? Here are a few steps that will help you to do just that. -
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Three Tips to Skip Living Paycheck to Paycheck
Many workers feel their earnings barely stretch to their next paycheck, but there are ways to make your income last longer. -
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Three Tips to Conquer Irregular Expenses
Do you struggle to come up with the cash to pay for your insurance premiums, taxes, or other periodic expenses? If so, you’re not alone. When you pay for something only once or twice a year, it’s more challenging to budget for it successfully. But a little planning can go a long way. Follow these three easy tips to make paying for periodic expenses easier. -
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What’s the Best Option: Cash, Debit, or Credit?
Making a conscientious decision about when to us cash or debit versus credit should be an intentional part of your financial strategy. Here are some reasons why. -
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Understanding Payday Loans and Three Better Options
Some people consider taking out a payday loan when they need cash fast, but think twice. Payday loans are the most expensive way to borrow money, and they can trap you in a cycle of debt. Learn how they work, and get three better options. -
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Mobile Banking — Fast, Convenient, and Secure
With mobile banking, you can securely manage your money right from your smartphone or tablet with a quick tap of your finger. -
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UFCU Your Way — Whenever Your Money Is On Your Mind
Learn all the ways to manage your money at UFCU, including Mobile Banking, Online Banking, automated Phone Banking, drive-thru service, ATMs, lobby appointments, or talking by phone with a Member Services representative. -
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On the Move — UFCU Your Way
Learn about the convenience mobile banking provides and how you can get started. It’s quick, easy and gives you access to your money anytime, anywhere. -
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From Desk to Done — UFCU Your Way
Whether you have a spare five minutes while working at your laptop or just a moment at your computer, Online Banking is an easy, convenient, and safe way to get your banking done, whenever your money is on your mind. -
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Why Staycations Are Cooler Than You Think
Traveling somewhere for a vacation can sometimes be more of a headache than it’s worth. Stay home instead. -
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Six Financial Tips to Start the Year Off Right
Are you on track to achieve your financial goals in 2018? Here are 6 tips to help you stay on course. -
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Three Financial Strategies for Every Grad
It can be difficult for new college graduates to determine just how to prioritize their financial goals. Even though individual life circumstances are different for everyone, all grads would benefit from employing these three financial strategies as they embark on their journeys toward adulthood and financial independence. -
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Three Steps to Less College Debt
Many college students take on significant debt in the form of student loans, consumer loans, or credit card debt. With a little planning and a proper budget, however, you can get through college with little debt, and possibly even some savings. Consider these steps for putting yourself on a path toward more savings, less debt, and better overall financial health. -
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Our Representatives Are Standing By — UFCU Your Way
While you can almost always manage your finances achieve most of your banking needs remotely, sometimes you need to talk to a representative. Learn the circumstances under which a phone call is your best bet.
