Articles
Knowledge Is Power
We’re here to advise.
Preparing for life’s changes and challenges is no easy task. We’re here to help you make smart financial decisions that push you to the next level of prosperity, and education is your best path to success.
Rely on us for honest, practical advice that can help you manage your money, invest and save, build good credit, buy a car or a home, and more. Whatever you’re striving toward, we’re here to help you get there.
The Latest Articles
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How Do Home Equity Loans Work?
The equity in your home can be leveraged to help fund home improvements, emergency expenses and even college. Our Mortgage Services team can help you determine if a home equity mortgage is right for your situation. Learn more at Home Loans or call our Mortgage Services Team at (512) 997-HOME (4663) or (800) 476-8409. -
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Preparing for Life on Your Own
Joyful or nervous about moving to your own place? Either way, here are payment and saving tips for life on your own. -
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Jump-Start Saving
Check out these ways to start an emergency fund—even when it seems like life is all emergency and no funds. -
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Cash-Out Refinance Explained
Have a big expense on the horizon? When interest rates are low, a cash-out refinance may help you turn your home’s equity into cash. Learn how this type of mortgage works and when it makes financial sense. -
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Getting Hired: How to Improve Your Chances for Interview Success
Looking for a job? Set yourself apart from the competition with these tips. -
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Secured vs. Unsecured Credit—Know the Differences
There are many types of credit available, each with advantages. Find out what is meant by the industry’s name for each—then choose what works for you. -
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Building Credit from Scratch
If your credit history is sparse, start now to build it up. Having little or no credit is easy to fix with time, patience, and a strategy. -
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Five Reasons to Get Renters Insurance
Insurance isn’t just for homeowners. Renters should protect their belongings, too. Learn five reasons why renters insurance may be a good idea for you. -
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Staying Financially Sound During Illness
Should injury or illness strike, the cost of medical treatment can be almost as devastating as the impact to your health. Here are some steps you can take, both proactively and during an emergency, to reduce the financial pain of getting hurt or sick.
*Investments offered through CUSO Financial Services, L.P. (Member FINRA/SIPC).
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The New, Old-Fashioned Road Trip
Road trips have come a long way, and are still an economical way to travel. With some new tools and old-fashioned wisdom, along with our top ten list, you can plan a safe, low-cost, and fun road trip. -
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Financial Goals In The New Year With UFCU
Setting a goal in the new year can be just the motivation you need to get your finances in shape. Financial goals need special TLC. -
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Credit Card Rewards—What’s in It for You?
Rewards credit cards give extra value just for making your normal purchases. Learn how these cards work and get tips for choosing one. -
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Are You a Spender or Saver? How to Become a More Conscious Consumer
Many things can influence our spending habits. Understanding the triggers can help you become a more conscious consumer. Here’s what to know. -
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Fixed Annuities—A Remedy for the Low-Return Blues
Get a guaranteed return, and supplement your retirement with a fixed annuity. -
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Shop Smart this Holiday Season
Make the most of your holiday shopping by being a conscientious holiday consumer and saver. -
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Credit Cards & College Students
Many college students are graduating with more than just a degree. Due to the proliferation of credit card companies on college campuses, they are also graduating with credit card debt. -
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Three Ways to Potentially Increase Your Retirement Savings
It’s never too late to begin your personal retirement planning. Learn three easy ways to potentially increase your retirement savings without making drastic changes to your budget. -
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ATM Safety Tips
By staying prepared, aware, and diligent, you can increase your safety while making ATM transactions.
