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Knowledge Is Power

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Preparing for life’s changes and challenges is no easy task. We’re here to help you make smart financial decisions that push you to the next level of prosperity, and education is your best path to success.

Rely on us for honest, practical advice that can help you manage your money, invest and save, build good credit, buy a car or a home, and more. Whatever you’re striving toward, we’re here to help you get there.

The Latest Articles

Owning a Home Pays at Tax Time
July 21, 2016
When you buy a home, the mortgage interest you do pay is tax-deductible. So are your property taxes. Mortgage insurance can even be a tax deduction, if you qualify.
The Top 5 Things to Expect When You are Graduating From College
May 16, 2016
Graduating from college is an exciting time. You have your education behind you and your life ahead of you. Here’s what you can expect when you graduate.
Stop Paying Rent. Start Paying Yourself.
March 3, 2016
In 2015, home values increased by an average of 10% in the Austin market—meaning homebuyers saw an average 10% return on their investment in only one year.
It’s a Great Year to Buy a House
January 28, 2016
You might be surprised at how affordable mortgage payments can be at current rates—they may even be comparable to the rent you’re paying now.
How Budgeting Can Help You Enjoy College Without Debt
September 10, 2015
Have you ever wondered how to get through college without debt? Here are a few steps that will help you to do just that.
Why Staycations Are Cooler Than You Think
August 11, 2015
Traveling somewhere for a vacation can sometimes be more of a headache than it’s worth. Stay home instead.
How to Make Your First Budget
August 5, 2015
Never had a budget before? Fear not. We’re here to tell you how to make one.
The Pitfalls of Leasing a Car
July 23, 2015
Thinking about leasing a car? Make sure you know these pitfalls before you sign on the dotted line.
Checked Your Credit Report Recently? Four Reasons to Do It Now
July 16, 2015
Why should you keep an eye on your credit report? Because it can have a significant effect on your financial health.
Do You Check Your “Specialty” Consumer Reports Annually?
July 16, 2015
When guarding your credit score, you need to consider more than just the standard credit report.
5 Money Tips for New Graduates That Will Help Build Incredible Wealth
July 8, 2015
Did you just graduate from college? Congratulations! Now take a step back and learn how you can build wealth and get started on the right financial foot.
Buying vs. Renting
August 29, 2014
This video discusses several important factors to consider when choosing which option is right for you.
Buyer Beware
May 27, 2014
Purchasing can put you on the radar for unwanted solicitations. Learn about the most common solicitation types and what you should do about them.
Managing Credit Difficulties
December 18, 2013
Would you know if you were having credit problems or were in "Debt Distress?" Get tips for avoiding bankruptcy, checking for errors or negative information in your credit report and more.
How UFCU Looks at Your Credit
December 17, 2013
University Federal Credit Union uses information from your loan application and your credit report to determine whether to grant credit under the terms you request. Learn what factors we consider.
Understanding Your Credit Report
December 17, 2013
Learn the ABCs of your credit report, from how it’s compiled and what exactly it contains to how it’s used by creditors, what effects to expect from a negative report and more.
All About Credit Scores
December 17, 2013
When you borrow from any lender or use any company that bills you for services, paying your obligations as you originally agreed has a big impact on your future access to credit and the rates you will pay.
Ordering Your Credit Report
December 17, 2013
There are three major credit reporting agencies–Equifax, Experian and Trans Union. Learn how to check all three scores with one easy report through UFCU and myfico.com.