UFCU is ready to support Members impacted by the government shutdown. If you are a government employee or a federal benefit recipient, learn more.
Skip to Main Content Skip to Footer Content
  • Become A Member
  • Log In
  • Personal
      • Overview
      • Teen Checking
      • Simply U
      • Free Checking
      • Plus Checking
      • Open an Account
      • Overview
      • Savings
      • Money Market
      • Certificates
      • IRAs
      • Open an Account
      • Compare Credit Cards
      • Great Rate Card
      • Cash Back Card
      • Travel & Rewards Card
      • Apply for a Credit Card
      • Home Loans
      • Auto Loans
      • Personal
      • Credit Builder Loan
      • Motorcycle, RV & Boat Loans
      • UT Golf Club Membership
      • Apply for a Loan
      • Home, Vehicle & More
      • Specialty
      • Investment Services
      • Meet the Team
      • Contact Our LPL Investment Team
      • Financial Calculators
      • Investment Account Access
  • Business
      • Checking
      • Premium Checking 
      • Savings 
      • Premium Savings
      • Money Market 
      • Certificates 
      • Compare Business Credit Cards
      • Great Rate Card
      • Cash Back Card
      • Travel & Rewards Card
      • Apply for a Credit Card
      • Auto Loans
      • Equipment Loans
      • Lines of Credit
      • Working Capital Loans
      • Business Credit Interest Form
      • Apply for a Loan
    • Insurance
  • Locations
    • Mobile Branch
    • Shared Branches
    • Fee-Free ATMs
    • Holiday Closings
    • Out-of-Branch Services
  • About
      • The UFCU Way
      • The UFCU Story
      • How We Protect Your Funds
      • Board of Directors & Senior Leadership
      • Love Where You Work
      • Benefits
      • Current Openings
      • Employee Stories
    • Member Stories
    • News
      • Overview
      • Vendor Code of Conduct & Intake Form
      • NCUA Recommendations
    • Contact Us
  • Resources
      • Banking Services
      • Rewards & Benefits
      • Vehicle Services
    • Articles
      • Personal Banking Rates & Fees
      • Business Banking Rates & Fees
      • Forms
      • Member Relief Center
      • Financial Success
      • D.R.I.V.E. with UFCU
    • Events
      • Bill Pay
      • Money Market
      • Simply U
      • Digital Banking
      • Credit and Debit Cards
      • Multi-Factor Authentication (MFA) 
      • Overdraft Services
      • Shared Branches 
      • Unclaimed Property
      • Credit Coach
    • Calculators
    • Retirement Resources
Español
Routing #: 314977405
  • Become A Member
  • Log In
Articles
  • Home
  • Resources
  • Articles
  • From Desk to Done — UFCU Your Way

    October 6, 2020
    Whether you have a spare five minutes while working at your laptop or just a moment at your computer, Online Banking is an easy, convenient, and safe way to get your banking done, whenever your money is on your mind.
  • On the Move — UFCU Your Way

    October 1, 2020
    Learn about the convenience mobile banking provides and how you can get started. It’s quick, easy and gives you access to your money anytime, anywhere.
  • UFCU Your Way — Whenever Your Money Is On Your Mind

    October 1, 2020
    Learn all the ways to manage your money at UFCU, including Mobile Banking, Online Banking, automated Phone Banking, drive-thru service, ATMs, lobby appointments, or talking by phone with a Member Services representative.
  • Why Credit Matters When Buying a Car

    October 1, 2020
    Before you decide to buy a car, consider your credit score. And follow these steps to leverage your credit and get the best deal possible.
  • Mobile Banking — Fast, Convenient, and Secure

    September 2, 2020
    With mobile banking, you can securely manage your money right from your smartphone or tablet with a quick tap of your finger.
  • What COVID-19 Means for Your College Financial Aid

    September 2, 2020
    COVID-19 is changing much in our lives, including planning for college expenses. Here are some ways to prepare.
  • Four Tips for Adapting to an Empty Nest

    July 3, 2020
    In these uncertain times, we have witnessed many changes in the stock market. How you react to these changes can reveal the type of investor you are, and the amount of risk you are willing to tolerate in your investments.
  • Lessons in Back-to-School Shopping

    July 3, 2020
    Reading, writing, and arithmetic come at a price, literally, as families enter that late-summer rite of passage known as back-to school shopping. The good news is you can turn that back-to-school shopping into a teachable moment in wise consumerism with a few tips and techniques.
  • 9 Ways in 9 Months: Planning Ahead for Baby

    June 18, 2020
    If baby is on the way, use the pregnancy months to prepare. Give us a call, or stop by your local branch anytime to chat with a personal financial representative and learn more.
  • Five Ways to Beat the Heat in Your Car

    June 5, 2020
    When the call of adventure beckons, having your own car means that you can pick up your keys and take off. However, at this time of year in Central Texas, hot days can slow you down. Don’t let high temperatures get the best of you and your car. Outsmart the sun with our five coolest ways to avoid the heat!
  • Top 10 Ways to Evade Fraudsters during a Crisis

    May 26, 2020
    Not everyone responds to a crisis with kindness. Learn about three common scams and ten ways you can protect yourself.
  • You’ve Lost Your Job. Now What?

    April 20, 2020
    The loss of a job can be emotionally traumatic and financially taxing. Here are some ways to make the most of a worst-case situation.
  • Should I Skip a Loan Payment?

    April 15, 2020
    When finances are tight, and they are for a great many people these days, skipped or deferred payment plans can give you some breathing room. But what really happens when you skip (or defer) payment on your loan? Here’s what you need to know.
  • Understanding Risk Tolerance

    April 15, 2020
    In these uncertain times, we have witnessed many changes in the stock market. How you react to these changes can reveal the type of investor you are, and the amount of risk you are willing to tolerate in your investments.
  • Understanding Payday Loans and Three Better Options

    April 15, 2020
    Some people consider taking out a payday loan when they need cash fast, but think twice. Payday loans are the most expensive way to borrow money, and they can trap you in a cycle of debt. Learn how they work, and get three better options.
  • Five Home Organization Ideas – Inspiring, Space-Clearing Tips

    March 9, 2020
    You’ve heard of spring cleaning. But every season has its reason to let go and live free of clutter. So here’s to minimizing in order to maximize your life, your productivity, and your time spent with those you love.
  • Serve Your Community from Behind the Wheel

    March 6, 2020
    If you want to use your car to make the world a better place, we want to help! There are a variety of ways you can help your community from behind the wheel.
  • Three Credit Union Benefits and the Principles Behind Them

    February 5, 2020
    Ever wonder why credit unions are able to offer great rates and lower fees, personalized service, and emphasize people over profits? Here’s a list of three great credit union benefits and the guiding principles that make them possible.
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
  • »

Divulgación sobre el uso del idioma español

Este documento ha sido traducido como cortesía para nuestros Miembros. Todas las solicitudes, divulgaciones e información relacionada sobre productos y servicios están actualmente disponibles en inglés.

Los materiales traducidos del inglés no reemplazarán, cambiarán, o alterarán el significado del contenido original escrito en inglés. Los materiales traducidos tienen como propósito brindar apoyo adicional, más no serán vinculantes legalmente para UFCU. UFCU se regirá únicamente por los materiales originales tal como están escritos en inglés.

Todos los materiales disponibles en inglés son aplicables a todos los Miembros, independientemente de su nivel de dominio del idioma. UFCU se ha esmerado por ofrecer traducciones precisas al español de los materiales originalmente escritos en inglés, aunque pueden existir ligeras variaciones lingüísticas debido a los matices propios de la traducción a otros idiomas. Para obtener la información más clara, precisa, y relevante, favor consultar los materiales originales en el idioma inglés. Los materiales originales redactados en inglés serán referenciados en la mayoría de los documentos traducidos.

Continuar

Get in Touch

Contact Member Services for personalized assistance and guidance.

Make an Appointment Contact Us

Phone Support Hours

Mon - Fri: 8 AM – 5:30 PM
Sat: 10 AM – 2 PM

(512) 467-8080 | (800) 252-8311

Work With Us

  • UFCU Careers
  • View Open Positions
  • Learn More About Us

Security

  • Security Center
  • Fraud Policy
  • Prioritize Your Security

Did You Know

APY = Annual Percentage Yield
APR = Annual Percentage Rate
Rates are variable and subject to change.

Federally Insured by NCUA (PDF link opens a new window)

Equal Housing Opportunity (Link opens a new window)
NMLS ID #441215


© 2025 UFCU PO Box 9350 Austin, TX 78766-9350 | Routing Number: 314977405 | Privacy Policy | Disclosures
  • facebook (opens in a new window)
  • x (opens in a new window)
  • linkedin (opens in a new window)
  • youtube (opens in a new window)
  • instagram (opens in a new window)

UFCU proudly partners with: Credit Coach | GreenPath | Silvur | Zelle