UFCU is ready to support Members impacted by the government shutdown. If you are a government employee or a federal benefit recipient, learn more.
Skip to Main Content Skip to Footer Content
  • Become A Member
  • Log In
  • Personal
      • Overview
      • Teen Checking
      • Simply U
      • Free Checking
      • Plus Checking
      • Open an Account
      • Overview
      • Savings
      • Money Market
      • Certificates
      • IRAs
      • Open an Account
      • Compare Credit Cards
      • Great Rate Card
      • Cash Back Card
      • Travel & Rewards Card
      • Apply for a Credit Card
      • Home Loans
      • Auto Loans
      • Personal
      • Credit Builder Loan
      • Motorcycle, RV & Boat Loans
      • UT Golf Club Membership
      • Apply for a Loan
      • Home, Vehicle & More
      • Specialty
      • Investment Services
      • Meet the Team
      • Contact Our LPL Investment Team
      • Financial Calculators
      • Investment Account Access
  • Business
      • Checking
      • Premium Checking 
      • Savings 
      • Premium Savings
      • Money Market 
      • Certificates 
      • Compare Business Credit Cards
      • Great Rate Card
      • Cash Back Card
      • Travel & Rewards Card
      • Apply for a Credit Card
      • Auto Loans
      • Equipment Loans
      • Lines of Credit
      • Working Capital Loans
      • Business Credit Interest Form
      • Apply for a Loan
    • Insurance
  • Locations
    • Mobile Branch
    • Shared Branches
    • Fee-Free ATMs
    • Holiday Closings
    • Out-of-Branch Services
  • About
      • The UFCU Way
      • The UFCU Story
      • How We Protect Your Funds
      • Board of Directors & Senior Leadership
      • Love Where You Work
      • Benefits
      • Current Openings
      • Employee Stories
    • Member Stories
    • News
      • Overview
      • Vendor Code of Conduct & Intake Form
      • NCUA Recommendations
    • Contact Us
  • Resources
      • Banking Services
      • Rewards & Benefits
      • Vehicle Services
    • Articles
      • Personal Banking Rates & Fees
      • Business Banking Rates & Fees
      • Forms
      • Member Relief Center
      • Financial Success
      • D.R.I.V.E. with UFCU
    • Events
      • Bill Pay
      • Money Market
      • Simply U
      • Digital Banking
      • Credit and Debit Cards
      • Multi-Factor Authentication (MFA) 
      • Overdraft Services
      • Shared Branches 
      • Unclaimed Property
      • Credit Coach
    • Calculators
    • Retirement Resources
Español
Routing #: 314977405
  • Become A Member
  • Log In
Articles
  • Home
  • Resources
  • Articles
  • How to Enjoy Austin from the Comfort of Your Car

    March 12, 2021
    With its legendary music and art, hometown guitar heroes, and barbecue messiahs, the spirit that runs through Austin is something that stays alive no matter what. And even when things feel a little “weirder” than usual around the ATX, you can still experience the best of our town without ever having to leave your car. You just have to know where to drive.
  • Planning a Trip? Take Your Credit Union with You

    February 11, 2021
    Get our checklist of important tasks before you hit the road, and make it the best vacation ever.
  • How to Stop Robocalls (Know When to Say Hello)

    January 14, 2021
    Unwanted phone calls plague mobile and landline users alike and put you at risk for falling for a scam. Consider these tips for spotting unwanted calls and blocking them altogether.
  • Navigating Finances after Divorce

    January 14, 2021

    A divorce can be emotionally — and financially — difficult. These steps are important to protect your assets and manage your finances.

    *Investments offered through LPL Financial (Member FINRA/SIPC)

  • Plan for the Unexpected

    January 4, 2021
    Emergencies and the unexpected happen—it's life. But with a few simple steps, you can prepare your finances for whatever comes your way and safeguard your future.
  • Skills You Need to Save

    January 4, 2021
    Saving helps you plan for the future and provides a safety net in case of an emergency. Learn different saving methods and how to stay motivated so you can achieve your goals.
  • Navigate Financial Stress

    December 19, 2020
    Financial stress impacts everyone. It doesn’t have an income or age limit, and we all go through it at some point in our lives. Fortunately, there are strategies to help prevent and reduce financial stress.
  • Good Debt

    December 19, 2020
    Most people encounter some form of debt in their lives. However, some debts are considered better than others. Understand how debt works, know where to go for help, and create a plan to better manage your debt.
  • Control Spending

    December 19, 2020
    No matter your current financial situation, spending your money wisely makes sense. Being intentional about your money helps you use it on things that really matter to you. Follow these simple tips to set up and stick with your budget.
  • Managing Daily Finances Together — Is a Joint Account Right for You?

    December 18, 2020
    How do individual and joint bank accounts differ? Many people consider getting joint checking or savings accounts for shared expenses. Joint accounts have advantages, but there are also down sides. Learn the pros and cons of each before you decide what’s right for you.
  • Build Your Budget Back-Up Plan

    December 18, 2020
    Any time potential financial hardships could be on the horizon, it’s good to think ahead and consider how you might approach contingency planning should you have to weather tougher storms. Consider these five steps to contingency planning for your budget.
  • Avoid Holiday Delays — Manage Your Money in Every Season

    December 15, 2020
    Official holidays can mean a day off for your financial institution, so be sure to add getting your banking done early to your list of holiday preparations. Get tips for managing your finances in every season.
  • Six Reasons to Go Paperless

    November 13, 2020
    If you’re looking to reduce clutter, bank more securely, and save time and money, it’s time to make the switch to paperless options.
  • Six Steps for Speedy Drive-Thru Service

    October 22, 2020
    Drive-thrus are one of many ways UFCU provides Members to take care of their banking business. Preparing ahead for your drive-thru visit can help minimize wait time, and get you on your way sooner.
  • Lifetime Membership Is Standard

    October 22, 2020
    Did you know that once you become UFCU Member, you’re a Member for life? Learn more about how UFCU is ready to be your financial partner, regardless of where life takes you.
  • Our Representatives Are Standing By — UFCU Your Way

    October 9, 2020
    While you can almost always manage your finances achieve most of your banking needs remotely, sometimes you need to talk to a representative. Learn the circumstances under which a phone call is your best bet.
  • Get a Little Face Time — UFCU Your Way

    October 9, 2020
    There are only a few transactions that require in-person service, but we get it. Sometimes you need a little face time. Learn how to manage your finances in person with UFCU drive-thru service, ATMs, or lobby appointments.
  • Dial Down Your Wait Time — UFCU Your Way

    October 9, 2020
    Learn how to use UFCU automated Phone Banking to manage your everyday banking with the touch of a button, no internet or data plan needed. Phone Banking lets you take care of banking from a landline or mobile phone 24/7.
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
  • »

Divulgación sobre el uso del idioma español

Este documento ha sido traducido como cortesía para nuestros Miembros. Todas las solicitudes, divulgaciones e información relacionada sobre productos y servicios están actualmente disponibles en inglés.

Los materiales traducidos del inglés no reemplazarán, cambiarán, o alterarán el significado del contenido original escrito en inglés. Los materiales traducidos tienen como propósito brindar apoyo adicional, más no serán vinculantes legalmente para UFCU. UFCU se regirá únicamente por los materiales originales tal como están escritos en inglés.

Todos los materiales disponibles en inglés son aplicables a todos los Miembros, independientemente de su nivel de dominio del idioma. UFCU se ha esmerado por ofrecer traducciones precisas al español de los materiales originalmente escritos en inglés, aunque pueden existir ligeras variaciones lingüísticas debido a los matices propios de la traducción a otros idiomas. Para obtener la información más clara, precisa, y relevante, favor consultar los materiales originales en el idioma inglés. Los materiales originales redactados en inglés serán referenciados en la mayoría de los documentos traducidos.

Continuar

Get in Touch

Contact Member Services for personalized assistance and guidance.

Make an Appointment Contact Us

Phone Support Hours

Mon - Fri: 8 AM – 5:30 PM
Sat: 10 AM – 2 PM

(512) 467-8080 | (800) 252-8311

Work With Us

  • UFCU Careers
  • View Open Positions
  • Learn More About Us

Security

  • Security Center
  • Fraud Policy
  • Prioritize Your Security

Did You Know

APY = Annual Percentage Yield
APR = Annual Percentage Rate
Rates are variable and subject to change.

Federally Insured by NCUA (PDF link opens a new window)

Equal Housing Opportunity (Link opens a new window)
NMLS ID #441215


© 2025 UFCU PO Box 9350 Austin, TX 78766-9350 | Routing Number: 314977405 | Privacy Policy | Disclosures
  • facebook (opens in a new window)
  • x (opens in a new window)
  • linkedin (opens in a new window)
  • youtube (opens in a new window)
  • instagram (opens in a new window)

UFCU proudly partners with: Credit Coach | GreenPath | Silvur | Zelle