UFCU is ready to support Members impacted by the government shutdown. If you are a government employee or a federal benefit recipient, learn more.
Skip to Main Content Skip to Footer Content
  • Become A Member
  • Log In
  • Personal
      • Overview
      • Teen Checking
      • Simply U
      • Free Checking
      • Plus Checking
      • Open an Account
      • Overview
      • Savings
      • Money Market
      • Certificates
      • IRAs
      • Open an Account
      • Compare Credit Cards
      • Great Rate Card
      • Cash Back Card
      • Travel & Rewards Card
      • Apply for a Credit Card
      • Home Loans
      • Auto Loans
      • Personal
      • Credit Builder Loan
      • Motorcycle, RV & Boat Loans
      • UT Golf Club Membership
      • Apply for a Loan
      • Home, Vehicle & More
      • Specialty
      • Investment Services
      • Meet the Team
      • Contact Our LPL Investment Team
      • Financial Calculators
      • Investment Account Access
  • Business
      • Checking
      • Premium Checking 
      • Savings 
      • Premium Savings
      • Money Market 
      • Certificates 
      • Compare Business Credit Cards
      • Great Rate Card
      • Cash Back Card
      • Travel & Rewards Card
      • Apply for a Credit Card
      • Auto Loans
      • Equipment Loans
      • Lines of Credit
      • Working Capital Loans
      • Business Credit Interest Form
      • Apply for a Loan
    • Insurance
  • Locations
    • Mobile Branch
    • Shared Branches
    • Fee-Free ATMs
    • Holiday Closings
    • Out-of-Branch Services
  • About
      • The UFCU Way
      • The UFCU Story
      • How We Protect Your Funds
      • Board of Directors & Senior Leadership
      • Love Where You Work
      • Benefits
      • Current Openings
      • Employee Stories
    • Member Stories
    • News
      • Overview
      • Vendor Code of Conduct & Intake Form
      • NCUA Recommendations
    • Contact Us
  • Resources
      • Banking Services
      • Rewards & Benefits
      • Vehicle Services
    • Articles
      • Personal Banking Rates & Fees
      • Business Banking Rates & Fees
      • Forms
      • Member Relief Center
      • Financial Success
      • D.R.I.V.E. with UFCU
    • Events
      • Bill Pay
      • Money Market
      • Simply U
      • Digital Banking
      • Credit and Debit Cards
      • Multi-Factor Authentication (MFA) 
      • Overdraft Services
      • Shared Branches 
      • Unclaimed Property
      • Credit Coach
    • Calculators
    • Retirement Resources
Español
Routing #: 314977405
  • Become A Member
  • Log In
Articles
  • Home
  • Resources
  • Articles
  • Five Central Texas Adventures Calling Your New Car

    June 15, 2018
    If you’re thinking of buying a new car for that next stage in your life, then you’re probably dreaming of all the places that car will lead you.
  • Your Teenager’s First Checking Account

    June 12, 2018
    Is your teenager ready for a checking account? Get three tips to put your teen on the right path to responsibly managing their money.
  • Five Themes for the Spare Bedroom of Your Dreams

    May 21, 2018
    While that spare room offers a blank canvas for entertainment and rejuvenation, it’s also a ripe opportunity to roll in some extra dough.
  • Eight Reasons to Buy a New Car

    May 10, 2018
    Final purchase price is just one factor of many to consider when buying a car. There are many reasons to consider buying a new car instead of a used car.
  • Seven Reasons to Buy a Used Car

    May 10, 2018
    Previously owned vehicles can be a great value and a great choice for your next car purchase.
  • How to Raise Your Credit Score in Three Easy Steps

    April 17, 2018
    If you take the time to monitor your accounts, pay off your debt, and be timely about paying your bills, you can prove that you are credit-worthy over time.
  • Four Reasons to Focus on Saving over Spending

    April 17, 2018
    If you’re not sure, consider these four reasons why choosing to save money instead of spend it can really pay off in the end.
  • Three Reasons to Choose a Staycation

    March 14, 2018
    A staycation offers the luxury of being off of work, without the hassle of having to go anywhere. Read our top three reasons to choose a staycation.
  • Four Crucial Questions to Ask Before Buying a Home

    March 14, 2018
    Ask yourself these four crucial questions before you commit to buying a home.
  • Why First-Time Home Buyers Need an Agent

    February 21, 2018
    Hiring a real estate agent is a very wise decision for first-time home buyers. Consider these five reasons why.
  • The Benefits of Opening a 529 Plan for Your Child

    February 21, 2018
    A 529 plan is a great way to save for your child’s education because they’re tax-free, low maintenance, and available to everyone.
  • Be Informed When Leasing a Car

    January 12, 2018
    Leasing a car may be cost-prohibitive for many. But for some, it’s a viable option. Consider these six factors before deciding whether leasing a car is right for you.
  • Six Financial Tips to Start the Year Off Right

    January 12, 2018
    Are you on track to achieve your financial goals in 2018? Here are 6 tips to help you stay on course.
  • Cybersecurity Is Everyone’s Responsibility

    December 20, 2017
    Learn some fundamental online security tactics you can use to help protect yourself against threats online.
  • Three Tips for Smart Investing

    December 20, 2017
    Have you established your career, bought a home, or started a family? If you have, you might be concerned about your financial future. If this sounds like you, it might be time to find the right financial advisor.
  • Making Home Ownership a Reality

    December 20, 2017
    UFCU staff and referral partners worked together to help 2,993 Members buy or refinance a home in 2016. Learn why the Austin Business Journal has named UFCU Mortgage Services the largest mortgage lender in Austin for two consecutive years now.
  • Purchasing a Used Vehicle, Post-Disaster

    December 19, 2017
    Any time a natural disaster strikes, the effects can be far-reaching and long-lasting. Consider these five ways you can be sure you’re making a smart choice for you when selling or purchasing a vehicle after a disaster.
  • Improve Your Finances with a Personal Loan

    December 19, 2017
    Learn how a personal loan could be a great tool to help you improve your finances, whether you’re raising your credit rating, paying off debt, or trying to reach the next phase in your financial journey.
  • «
  • 11
  • 12
  • 13
  • 14

Divulgación sobre el uso del idioma español

Este documento ha sido traducido como cortesía para nuestros Miembros. Todas las solicitudes, divulgaciones e información relacionada sobre productos y servicios están actualmente disponibles en inglés.

Los materiales traducidos del inglés no reemplazarán, cambiarán, o alterarán el significado del contenido original escrito en inglés. Los materiales traducidos tienen como propósito brindar apoyo adicional, más no serán vinculantes legalmente para UFCU. UFCU se regirá únicamente por los materiales originales tal como están escritos en inglés.

Todos los materiales disponibles en inglés son aplicables a todos los Miembros, independientemente de su nivel de dominio del idioma. UFCU se ha esmerado por ofrecer traducciones precisas al español de los materiales originalmente escritos en inglés, aunque pueden existir ligeras variaciones lingüísticas debido a los matices propios de la traducción a otros idiomas. Para obtener la información más clara, precisa, y relevante, favor consultar los materiales originales en el idioma inglés. Los materiales originales redactados en inglés serán referenciados en la mayoría de los documentos traducidos.

Continuar

Get in Touch

Contact Member Services for personalized assistance and guidance.

Make an Appointment Contact Us

Phone Support Hours

Mon - Fri: 8 AM – 5:30 PM
Sat: 10 AM – 2 PM

(512) 467-8080 | (800) 252-8311

Work With Us

  • UFCU Careers
  • View Open Positions
  • Learn More About Us

Security

  • Security Center
  • Fraud Policy
  • Prioritize Your Security

Did You Know

APY = Annual Percentage Yield
APR = Annual Percentage Rate
Rates are variable and subject to change.

Federally Insured by NCUA (PDF link opens a new window)

Equal Housing Opportunity (Link opens a new window)
NMLS ID #441215


© 2025 UFCU PO Box 9350 Austin, TX 78766-9350 | Routing Number: 314977405 | Privacy Policy | Disclosures
  • facebook (opens in a new window)
  • x (opens in a new window)
  • linkedin (opens in a new window)
  • youtube (opens in a new window)
  • instagram (opens in a new window)

UFCU proudly partners with: Credit Coach | GreenPath | Silvur | Zelle