Before investing in an appraisal, you'll want to use your option period to complete all property inspections to your satisfaction. Then, your real estate agent will give us the go-ahead to order an appraisal.

Determining whether it’s best to refinance or to obtain a home equity loan is very complicated and depends on many factors. Let us guide you through what to consider and why.

Refinancing is paying off your existing mortgage with a brand new mortgage. Why and when should you refinance your home—or hold off until a better time? We’ll help you decide.

If you, like many others, are struggling with monthly payments on an Adjustable Rate Mortgage that has re-set to a higher rate, there are options you can take to alleviate the pain.

Whether a neighborhood lot, country acreage or lakeside tract for weekend getaways, investing in land can bring years of enjoyment and be a valuable addition to your investment portfolio.

Many homebuyers confuse mortgage insurance and mortgage life insurance. Mortgage insurance protects the lender from the additional risk associated with low-down-payment loans.

If this is the first time you’ve bought a home, you may be wondering what title insurance is, and if you really need it. We’ll break it down so you can make an informed decision.

Get some guidance on the mortgage application process, including the lowdown on what information you’ll need for the application and what conditions apply to certain requirements.

Today’s homebuyer has a virtual smorgasbord of financing options. Before committing to a mortgage, research what’s available to you and which loan type makes the most sense for your situation.

Purchasing a home is likely the single largest investment you will make in your lifetime. A good agent can provide valuable insight, information and interpretation of the information involved.

Read our simple roadmap for buying your first home: how to prioritize the process, calculate what you can afford, work with real estate professionals and narrow down your search.

At UFCU, the security of your account information and your assets is a top priority. Read our helpful tips to make sure you and your information are protected.

To establish credit individually for the first time, start small and build up. Apply for a small amount of credit at a financial institution or even at a department store, but do some research first.