Thinking about leasing a car? Make sure you know these pitfalls before you sign on the dotted line.

Why should you keep an eye on your credit report? Because it can have a significant effect on your financial health.

When guarding your credit score, you need to consider more than just the standard credit report.

Did you just graduate from college? Congratulations! Now take a step back and learn how you can build wealth and get started on the right financial foot.

This video discusses several important factors to consider when choosing which option is right for you.

Purchasing can put you on the radar for unwanted solicitations. Learn about the most common solicitation types and what you should do about them.

Would you know if you were having credit problems or were in "Debt Distress?" Get tips for avoiding bankruptcy, checking for errors or negative information in your credit report and more.

University Federal Credit Union uses information from your loan application and your credit report to determine whether to grant credit under the terms you request. Learn what factors we consider.

Learn the ABCs of your credit report, from how it’s compiled and what exactly it contains to how it’s used by creditors, what effects to expect from a negative report and more.

In this guide, we’ll cover what credit score do you start with, ways to build credit, and answer common questions like what credit score is needed to buy a car.

There are three major credit reporting agencies–Equifax, Experian and Trans Union. Learn how to check all three scores with one easy report through UFCU and myfico.com.

Before investing in an appraisal, you'll want to use your option period to complete all property inspections to your satisfaction. Then, your real estate agent will give us the go-ahead to order an appraisal.

Learn how Texas home equity loans work and get a feel for whether tapping your equity is the right move for you. Explore when a home equity loan can help — like covering renovations, major expenses, or consolidating debt — and what to keep in mind, including using your home as collateral, market ups and downs, and long term interest costs.

Refinancing your mortgage can help you lower your payment, build equity faster, or adjust your loan to better fit your financial goals. Learn what refinancing means, when it’s a smart move, when it may not be, and how UFCU can help you make the best decision for your financial future.

If you, like many others, are struggling with monthly payments on an Adjustable Rate Mortgage that has re-set to a higher rate, there are options you can take to alleviate the pain.

Whether a neighborhood lot, country acreage or lakeside tract for weekend getaways, investing in land can bring years of enjoyment and be a valuable addition to your investment portfolio.

Many homebuyers confuse mortgage insurance and mortgage life insurance. Mortgage insurance protects the lender from the additional risk associated with low-down-payment loans.

If this is the first time you’ve bought a home, you may be wondering what title insurance is, and if you really need it. We’ll break it down so you can make an informed decision.