UFCU is ready to support Members impacted by the government shutdown. If you are a government employee or a federal benefit recipient, learn more.
Skip to Main Content Skip to Footer Content
  • Become A Member
  • Log In
  • Personal
      • Overview
      • Teen Checking
      • Simply U
      • Free Checking
      • Plus Checking
      • Open an Account
      • Overview
      • Savings
      • Money Market
      • Certificates
      • IRAs
      • Open an Account
      • Compare Credit Cards
      • Great Rate Card
      • Cash Back Card
      • Travel & Rewards Card
      • Apply for a Credit Card
      • Home Loans
      • Auto Loans
      • Personal
      • Credit Builder Loan
      • Motorcycle, RV & Boat Loans
      • UT Golf Club Membership
      • Apply for a Loan
      • Home, Vehicle & More
      • Specialty
      • Investment Services
      • Meet the Team
      • Contact Our LPL Investment Team
      • Financial Calculators
      • Investment Account Access
  • Business
      • Checking
      • Premium Checking 
      • Savings 
      • Premium Savings
      • Money Market 
      • Certificates 
      • Compare Business Credit Cards
      • Great Rate Card
      • Cash Back Card
      • Travel & Rewards Card
      • Apply for a Credit Card
      • Auto Loans
      • Equipment Loans
      • Lines of Credit
      • Working Capital Loans
      • Business Credit Interest Form
      • Apply for a Loan
    • Insurance
  • Locations
    • Mobile Branch
    • Shared Branches
    • Fee-Free ATMs
    • Holiday Closings
    • Out-of-Branch Services
  • About
      • The UFCU Way
      • The UFCU Story
      • How We Protect Your Funds
      • Board of Directors & Senior Leadership
      • Love Where You Work
      • Benefits
      • Current Openings
      • Employee Stories
    • Member Stories
    • News
      • Overview
      • Vendor Code of Conduct & Intake Form
      • NCUA Recommendations
    • Contact Us
  • Resources
      • Banking Services
      • Rewards & Benefits
      • Vehicle Services
    • Articles
      • Personal Banking Rates & Fees
      • Business Banking Rates & Fees
      • Forms
      • Member Relief Center
      • Financial Success
      • D.R.I.V.E. with UFCU
    • Events
      • Bill Pay
      • Money Market
      • Simply U
      • Digital Banking
      • Credit and Debit Cards
      • Multi-Factor Authentication (MFA) 
      • Overdraft Services
      • Shared Branches 
      • Unclaimed Property
      • Credit Coach
    • Calculators
    • Retirement Resources
Español
Routing #: 314977405
  • Become A Member
  • Log In
Articles
  • Home
  • Resources
  • Articles
  • Not Going Off to College? 4 Ways Students Can Adjust

    September 1, 2021
    If going away to college this fall is no longer in the cards, here are some ways to adjust for your gap year.
  • Is Now a Good Time to Buy a Car?

    July 29, 2021
    When is the best time to buy a car? Anticipating the end of your car’s useful life can help you time your new car purchase to your best advantage. Here are some tips for buying a car at the best time.
  • Good for You, Good for Your Wallet

    July 29, 2021
    Being healthy saves money. Even knowing that unhealthy choices hit your wallet as much as your quality of life, it can still be tough to resist temptation. This article breaks down how small choices can add up to big sums of money.
  • Budgeting for a Staycation

    June 30, 2021
    Need a vacation? You don’t have to break the bank to do it. Instead, get much-needed R&R by taking a staycation. Consider these tips to keep your vacation fun and on budget.
  • Get the 411 on Electronic Auto-Pay

    June 28, 2021
    Electronic auto-payments are a convenient and safe option for making recurring payments, and receiving recurring deposits like paychecks.
  • When and How to Replace Your Debit Card

    May 20, 2021
    Your debit card is your handy go-to whenever you need cash and a great way to make purchases. You’d hate to be without it, even for a moment. Check out these tips to handle a card that’s lost, stolen, or about to expire.
  • Buying a Home? Surround Yourself with the Right Team

    May 20, 2021
    If you are looking to buy a home, surround yourself with an experienced, trusted team of professionals.
  • Three Tips for Managing an Inheritance

    April 9, 2021
    If an inheritance windfall comes your way, here are three tips for managing it wisely.
  • Five Tips for Paying for a Wedding

    April 9, 2021
    Weddings can be an expensive undertaking. Establishing a budget, setting aside adequate funds and making smart choices can help you create a wedding day that is memorable and affordable.
  • How to Build a Budget When Buying a Home

    April 7, 2021
    There are many upfront and ongoing costs when you purchase a home, and your regular monthly expenses can also change. Understand how to build your budget so you can be a prepared homeowner.
  • Everything You Need to Know About Credit Scores

    April 7, 2021
    Your credit score is important, and it can have a big impact on your future. Understand what your credit score is made up of, how to build good credit, and what steps you can take to stay in control.
  • Make the Most of a Pay Raise

    March 23, 2021
    It’s tempting to simply add a pay raise to your take-home check. But here are five smarter ways to make the most of a pay raise.
  • Raise Money-Smart Kids

    March 13, 2021
    Learning how to manage money can be difficult for adults, and even more so for kids. With a little encouragement and a few tips, you can raise money-smart kids and set them up to be financially healthy adults.
  • The Power of Credit Unions in Austin

    March 13, 2021
    One credit union principle is to be socially responsible to the communities they serve. Seven local credit unions, led by UFCU, put that principle into practice to make an Austinite’s dreams of homeownership come true while strengthening the financial health of our community.
  • Tips for Navigating Austin's Competitive Housing Market

    March 12, 2021
    It’s no secret: Austin is one of the hottest housing markets in the nation right now. But with more people and companies flocking here every day, and houses in increasingly limited supply, the process of buying a home in the ATX area can come with a lot of uncertainties for aspiring home buyers.
  • Tips for Taking Your Home Office to the Next Level

    March 12, 2021
    Now that you’ve traded in the traditional office setting for a more living room-adjacent work environment, you probably know that having a dedicated at-home workspace helps you set clear boundaries between your professional life and your personal life. But as long as you are working from home, why not upgrade that remote workstation into a dream home office that will level up your productivity and your tranquility?
  • Enjoy Your Holidays by Building a Budget

    March 12, 2021
    The holidays should be a time of joy — not a time for worrying about your account balance. Create your spending strategy to find the perfect gifts for the people you cherish without going over budget.
  • Top Socially Distanced Weekend Vacays for Austinites

    March 12, 2021
    Feeling in need of a vacation lately? We feel you. And we’re here to tell you that you don’t have to book a plane ticket to completely escape work pressures and life stresses for a few days.
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
  • »

Divulgación sobre el uso del idioma español

Este documento ha sido traducido como cortesía para nuestros Miembros. Todas las solicitudes, divulgaciones e información relacionada sobre productos y servicios están actualmente disponibles en inglés.

Los materiales traducidos del inglés no reemplazarán, cambiarán, o alterarán el significado del contenido original escrito en inglés. Los materiales traducidos tienen como propósito brindar apoyo adicional, más no serán vinculantes legalmente para UFCU. UFCU se regirá únicamente por los materiales originales tal como están escritos en inglés.

Todos los materiales disponibles en inglés son aplicables a todos los Miembros, independientemente de su nivel de dominio del idioma. UFCU se ha esmerado por ofrecer traducciones precisas al español de los materiales originalmente escritos en inglés, aunque pueden existir ligeras variaciones lingüísticas debido a los matices propios de la traducción a otros idiomas. Para obtener la información más clara, precisa, y relevante, favor consultar los materiales originales en el idioma inglés. Los materiales originales redactados en inglés serán referenciados en la mayoría de los documentos traducidos.

Continuar

Get in Touch

Contact Member Services for personalized assistance and guidance.

Make an Appointment Contact Us

Phone Support Hours

Mon - Fri: 8 AM – 5:30 PM
Sat: 10 AM – 2 PM

(512) 467-8080 | (800) 252-8311

Work With Us

  • UFCU Careers
  • View Open Positions
  • Learn More About Us

Security

  • Security Center
  • Fraud Policy
  • Prioritize Your Security

Did You Know

APY = Annual Percentage Yield
APR = Annual Percentage Rate
Rates are variable and subject to change.

Federally Insured by NCUA (PDF link opens a new window)

Equal Housing Opportunity (Link opens a new window)
NMLS ID #441215


© 2025 UFCU PO Box 9350 Austin, TX 78766-9350 | Routing Number: 314977405 | Privacy Policy | Disclosures
  • facebook (opens in a new window)
  • x (opens in a new window)
  • linkedin (opens in a new window)
  • youtube (opens in a new window)
  • instagram (opens in a new window)

UFCU proudly partners with: Credit Coach | GreenPath | Silvur | Zelle