Articles
Knowledge Is Power
We’re here to advise.
Preparing for life’s changes and challenges is no easy task. We’re here to help you make smart financial decisions that push you to the next level of prosperity, and education is your best path to success.
Rely on us for honest, practical advice that can help you manage your money, invest and save, build good credit, buy a car or a home, and more. Whatever you’re striving toward, we’re here to help you get there.
Invest & Save
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Spending Package Includes Sweeping Retirement Plan Changes
The SECURE Act may have the largest impact on retirement planning since the Pension Protection Act of 2006. Many provisions offer enhanced opportunities for individuals and small business owners, but there is one notable drawback for investors with significant assets in traditional IRAs and retirement plans. -
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Understanding Risk Tolerance
In these uncertain times, we have witnessed many changes in the stock market. How you react to these changes can reveal the type of investor you are, and the amount of risk you are willing to tolerate in your investments. -
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Four Tips for Adapting to an Empty Nest
In these uncertain times, we have witnessed many changes in the stock market. How you react to these changes can reveal the type of investor you are, and the amount of risk you are willing to tolerate in your investments. -
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How to Explain the Value of Money to Kids
When you’re ready to talk to your kids about large sums of money, remember three key points as you consider their responses — perspective, priorities, and practice. -
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How to Explain Saving to Kids
Saving money is easier said than done. It’s a learned behavior, and something that many adults struggle with, regardless of their financial situation. Start talking to your kids as early as possible. And for those of us who are no longer kids, it’s never too late to start saving. -
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How to Explain Budgeting to Kids
Once your child masters the basic concepts of money and how to save it, they might be ready to approach the notion of a savings plan. Here are three simple steps to their first budget. -
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How to Explain Money to Kids
Money is a pretty complex concept, if you think about it. We recommend talking to children about money at a young age, to set them on a journey to financial well-being sooner rather than later. -
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Four Reasons to Focus on Saving over Spending
If you’re not sure, consider these four reasons why choosing to save money instead of spend it can really pay off in the end. -
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Get Savings Savvy
One of the great benefits of being a UFCU Member is having access to a wide range of savings options. But how do you know which strategy is best for you? Here’s a primer on UFCU savings options to help you make the most of your investments. -
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Four Easy Ways to Save Money
Have you mastered the skill of saving money? Consider these four tips for building up your savings. -
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Pay Yourself First!
Take a deep dive into what it means to pay yourself first, and how you can achieve this goal consistently. -
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Skills You Need to Save
Saving helps you plan for the future and provides a safety net in case of an emergency. Learn different saving methods and how to stay motivated so you can achieve your goals.
