Articles
Knowledge Is Power
We’re here to advise.
Preparing for life’s changes and challenges is no easy task. We’re here to help you make smart financial decisions that push you to the next level of prosperity, and education is your best path to success.
Rely on us for honest, practical advice that can help you manage your money, invest and save, build good credit, buy a car or a home, and more. Whatever you’re striving toward, we’re here to help you get there.
Buy & Own a Home
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Refinancing Your Mortgage
Refinancing is paying off your existing mortgage with a brand new mortgage. Why and when should you refinance your home—or hold off until a better time? We’ll help you decide. -
Handling ARM Rate Increases
If you, like many others, are struggling with monthly payments on an Adjustable Rate Mortgage that has re-set to a higher rate, there are options you can take to alleviate the pain. -
Investing in Land
Whether a neighborhood lot, country acreage or lakeside tract for weekend getaways, investing in land can bring years of enjoyment and be a valuable addition to your investment portfolio. -
What is Mortgage Insurance?
Many homebuyers confuse mortgage insurance and mortgage life insurance. Mortgage insurance protects the lender from the additional risk associated with low-down-payment loans. -
What is Title Insurance?
If this is the first time you’ve bought a home, you may be wondering what title insurance is, and if you really need it. We’ll break it down so you can make an informed decision. -
Getting a Mortgage Approval
Get some guidance on the mortgage application process, including the lowdown on what information you’ll need for the application and what conditions apply to certain requirements. -
Understanding Mortgage Types
Today’s homebuyer has a virtual smorgasbord of financing options. Before committing to a mortgage, research what’s available to you and which loan type makes the most sense for your situation. -
Working with Real Estate Agents
Purchasing a home is likely the single largest investment you will make in your lifetime. A good agent can provide valuable insight, information and interpretation of the information involved. -
Buying a Home: The Basics
Read our simple roadmap for buying your first home: how to prioritize the process, calculate what you can afford, work with real estate professionals and narrow down your search.