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Financial Advice

Conquer Financial Challenges

TOPICS

Conquer Financial Challenges

Understanding the Bankruptcy Reform Act

The Bankruptcy Abuse Prevention & Consumer Protection Act of 2005, commonly called the Bankruptcy Reform Act, is the first major change to bankruptcy law in decades.

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Bankruptcy Facts

Bankruptcy. Though rarely anyone’s first choice for coping with overwhelming debt, the decision to file should be made only when you are fully aware of all its consequences.

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Debt and Divorce: The Basics

Divorce can be a long and painful process—but add debt issues to an already emotionally heated experience, and the fire can quickly rage. It is vital to know the facts about debt and divorce.

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Rapid Rescoring for Credit Report Errors

You discover that your credit report contains errors that have negatively impacted your score. Is there anything you can do to bring your score up to where it should be quickly? Yes. It’s called rapid rescoring.

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How to Handle a Post-Judgment Debt

If a creditor has taken you to court for an unsecured debt and won the case, you now have a judgment filed against you and an important obligation you need to deal with. Here’s how.

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How to Arrange a Debt Settlement

If you have a debt that you can’t afford to repay in full, a good option may be to negotiate a settlement. This is when you and your creditor consent to settle an account balance for less than what you owe.

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Steps for Rebuilding Credit

Know your starting point, then develop a plan for paying down balances, rebuilding your credit score and recovering from bankruptcy. We’ll help you take it step by step.

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Credit Counseling and Debt Repayment Plans

Where would you turn for help if credit card and other unsecured debt became unmanageable? For some clients, a debt repayment plan may be an ideal way to pay unsecured debts.

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How to Communicate with a Creditor

Have a feeling you won’t be able to pay your bills? Already behind on payments? Here is how to gain control of the situation, prevent problems from escalating and possibly even reverse damage.

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Conquer Financial Challenges

Know Your Rights with Collection Agencies

The Fair Debt Collection Practices Act (FDCPA) regulates collection agencies’ conduct towards consumers—or the conduct of any lawyer who is performing a collection function.

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