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Financial Tools

forms Calculators See what you’ll earn at current rates, calculate loan payments and more. Browse calculators Rates & Fees Get the full rundown of our interest rates and banking fees. Learn more Verify Your Insurance Provide all the required insurance information for your auto loan contract

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PRODUCTS

Personal Loans

as security, guaranteeing your personal loan and unlocking lower interest rates—all while your savings, with a UFCU Signature unsecured personal loan. Rates Term (Months) Annual, Personal Loan Leverage your share or certificate account for lower borrowing costs. Personal Line-of-Credit Rest easy with an emergency fund on hand, just in case. Unsecured Personal Loan Fund one-time expenses at reasonable rates. Put

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RV & Boat Loans

competitive rates and flexible terms for new and used boats, recreational vehicles and motorcycle, Rates to Keep You Moving Term, % 9.20% 14.25% 17.05% *Loan-to-value ratio of 90 to 99% = 1% rate reduction *Loan-to-value, restrictions may apply. How much will you pay? Loan Amount Payment Amount Loan Amount

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MEMBER STORIES

The UFCU loan process was as smooth as could be.

The UFCU loan process was as smooth as could be, I recently did a home loan with UFCU, and it was really great. I first became aware of UFCU after someone told me about the rates and the physician program, and my loan application process was as smooth as could be. To me, there are a couple of things: one is the time required to go through a loan process—you want to get through it as fast as possible. The other is getting the best rates. With UFCU, I was able to secure competitive rates with several options. But what I most appreciated

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TOOLS & ADVICE

What Will Happen to Mortgage Rates in 2017?

What Will Happen to Mortgage Rates in 2017?, You most likely already know what a mortgage is. It’s a loan people take out in order, rates. And by extension, many people don’t realize how their monthly payments and the overall cost, rates have been at historic lows ever since the 2008 recession that imploded the housing market. This was great for many families because for several years, low mortgage interest rates helped heal, rates. This was refreshing after so many people lost their homes during the housing crisis. Visit

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UT Golf Club Membership Loans

$24.39 60 Months $20.37 (Assuming good credit) UFCU sets loan rates based on the term of the loan (in months) and the credit history of the borrower. All loans are subject to credit approval. APR = Annual Percentage Rate How much will you pay? Loan Amount, Rates Term APR 1 – 30 Months 6.80% - 10.40% 31 – 42 Months 7.15% - 10.65% 43 – 60 Months 7.40% - 10.90% Rates effective 8/1/2013. Monthly Payment Per $1,000

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Commercial Real Estate Loans

) Customized loan structures to suit your investment parameters Fixed interest rates No prepayment penalties, above Finance with Confidence Our loan terms are designed to work for your investment strategy. We, , with a 15-year amortization Fixed interest rates No prepayment penalties SBA 504 construction loans (up, ? Loan Amount Payment Amount Loan Amount, Loan Rate Loan Principal

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UFCU's First Time Home Buyer Program

rates are low. Use our online loan application or call (512) 997-HOME (4663) for more details today, and asset verifications and approval. Rates and programs are subject to change. UFCU's First Time Home Buyer's Program Low fixed rates - to make your payments affordable If approved, the only, home buyer, low rates,credit union University Federal Credit Union's First Time Home Buyers Program

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Wheels 101

Finance We are dedicated to helping you save money on your auto loan. UFCU offers the same low rates on new and pre-owned vehicles and up to 100% loan financing with flexible terms, Apply online for a new or used UFCU Auto Loan with rates as low as 2.15% APR. Apply now, Rates as low as 1.65% APR Insure Special group rates and discounts

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PRODUCTS

Home Loans

Minimum loan of $30,000 Fixed interest rates Contact us to learn more Find a Place to Land, loan as easy as possible. In fact, we have an app for that. Once your mortgage loan is underway, your loan officer will send you our UFCU Mortgage Services app, a tool specifically designed to simplify the home buying and lending process for our Members: Monitor the status of your loan using our real-time loan tracker Scan and upload documents to expedite your loan approval process Access

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BEST MATCH

Our routing number is 314977405.

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Personal Checking

Excellent customer service is the cornerstone of all our checking accounts, along with free features and benefits.

Business Checking

UFCU’s business checking account offers competitive features for minimal cost, plus the option to earn dividends.

Premium Business Checking

UFCU’s premium business checking account was designed for robust businesses with frequent banking needs.

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Personal Savings

At UFCU, your savings goals are important to us. Whatever you’re saving for, we’ll make it easy.

Business Savings

UFCU savings accounts are fee-free, federally insured and easy to manage.

Premium Business Savings

UFCU premium business savings accounts offer competitive rates to support your bottom line.

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Money Market

A Money Market account offers high-yield savings, with the flexibility to withdraw or transfer money anytime without penalty.

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Auto Loans

Whether you’re purchasing new or used or looking to refinance a vehicle, UFCU offers the same low rates and flexible terms.

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Home Loans

Building or purchasing a new home is likely the single largest investment you’ll ever make, and University Federal Credit Union will help you with each step.

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Credit Cards

You can count on us to give you great rates, low fees and, of course, second-to-none customer service.

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Certificates

UFCU’s short- and long-term certificates will earn you maximum returns for a variety of savings goals.

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IRAs

University Federal Credit Union IRAs grow your retirement nest egg by continually earning you compounded dividends and saving you money on taxes. All UFCU IRAs are federally insured to maximum of $250,000, so you can feel secure in your savings.

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Financial Tools

Handy forms, calculators and links

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Online Banking FAQs

Information to help you get the most out of UFCU's Online Banking.

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UT Payroll Benefits

Receive your paycheck two days early when you direct deposit your UT paycheck to your UFCU account.

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Online Banking

Take care of most banking tasks from your home or office, 24 hours a day.

Online Banking FAQs

Information to help you get the most out of UFCU's Online Banking.

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Mobile Banking

With UFCU mobile banking, including apps for iPhone, iPad and Android devices, your finances are always at your fingertips.

Mobile Banking FAQs

Information to help you get up and running with UFCU's Mobile Banking.

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Online Card Management

Log into ezcardinfo.com to manage your credit card online or log into Online Banking and pick "Credit Cards".

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Locations

Opening and closing times vary per location.

Holiday Schedule

UFCU Financial and Contact Centers will be closed in observance of these holidays.

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Wire Transfers

Transfer funds to or from anyone.

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Forms
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Online Banking FAQs

If you have trouble syncing your account with your third-party personal finance manager, please contact your personal finance manager for further troubleshooting: