Anytime, Anywhere Access

Take advantage of convenient 24/7 access to all your UFCU accounts:


  • Online Banking* with a modern, easy-to-use dashboard, personalized options, Bill Pay, account alerts, and online account transfers, including to and from your accounts at other financial institutions.
  • Mobile Banking with mobile deposits, bill pay management, transfers, and more.
  • In-Person Services for assistance in our lobby or drive-thru.
  • Phone Services to get help from an expert or to help yourself.
  • Superior security technology to keep your accounts secure, no matter how you’re accessing your accounts.
  • National Shared Branch locations to access your account around Texas and the USA.
  • Free use of over 500 ATMs across the Central Texas and Galveston County areas. All ATMs at UFCU locations offer Members their choice of $1, $5, $20, or $100 bills.

* When you open a checking or savings account online, you may need to wait up to 24 hours before your account is eligible to enroll in Online Banking.

Transactions You Can Complete 100% Remotely

TransactionOnline BankingMobile AppPhone Banking
Account InquiriesYesYesYes
Account TransfersYesYesYes
Bill PayYesYesNo
Lock/Unlock CardYesYesNo
Certificates (Apply)YesNoNo
Change PasswordYesNoNo
Check OrdersYesNoNo
Credit Card Cash AdvanceYesYesYes
Credit Card PaymentsYesYesYes
DepositsNoYesNo
Find my Account NumberYesYesNo
Find UFCU Routing NumberYesYesNo
IRA Account InquiriesYesYesYes
Loan PaymentsYesYesYes
Loan Payments via Non-UFCU AccountsYesYesNo
Member Service InquiriesYesYesNo
Mortgage PaymentsYesYes No
Statement CopiesYesYesNo
Stop Payments (Check)NoNoYes
Transfer Funds to My AccountsYesYesYes
Transfer Funds to Other MembersYesYesYes
Transfer Funds to Other InstitutionsYesYesNo