Enjoy Worry-Free Spending

With a Simply U™ Account, you can spend only what you have deposited, so there’s no danger of costly overdraft or interest fees. You’ll get all the basics needed for banking on your terms, without the worries.

Banking Simplified, for Your Financial Health

At UFCU, we don't believe in hidden charges or surprise fees. Depositing money to your account is free, and there is no limit as to how often you can deposit funds. All Simply U™ Account features and limits are comparable to or better than similar accounts at major banks. And, like all UFCU checking accounts, you get access to convenient Digital Banking Services and over 500 fee-free ATMs in Central Texas and Galveston, plus 55,000 worldwide through the Allpoint network.

Branch Out with Digital Banking

View your account balance, pay bills, and more, anytime for free. Simple and easy.

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† Limits subject to change.