First-time Homebuyers
homeowner era unlocked
We know how intimidating buying your first home can feel. That’s why we offer unique First-time Homebuyer loan options with the support and guidance from a dedicated Loan Officer.
Se habla español | We speak Spanish
your home loan options
Whether you're looking for little to no down payment, help with upfront costs, or a program tailored to your situation, we have a range of home loan solutions designed to make buying a home more achievable.
No down payment or added mortgage insurance is needed.
A program to help cover your down payment and closing costs.
With an FHA loan, you only need a down payment as little as 3.5%.
VA loans assist veterans and eligible service members.
getting started is easier than u think
guidance at every step
When you work with our experienced loan officers, you’ll enjoy full-time support and guidance before, during, and after the buying process. Contact one today to get started on your homebuying journey.
Contact a Loan Officer
calculators
These easy-to-use calculators help you explore renting vs. buying, compare loan options, and estimate closing costs so you can move forward with confidence.
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Credit Builder Loan
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Explore ThisUFCU Mortgage Services NMLS ID #441215 8303 N Mopac, Suite A105 Austin, TX, 78759
1 Subject to credit eligibility. Certain restrictions apply. Rates and program availability are based on market conditions and may change without notice. Available for Texas residents only.
2 Subject to credit eligibility. Certain restrictions apply. Payment reflected does not include property taxes, homeowners insurance or HOA*. Example payment scenario: A 30-year fixed-rate loan with a sales price of $400,000 and a 5% down payment results in a loan amount of $380,000. With an interest rate of 6.00% and an Annual Percentage Rate (APR) of 6.499%, the monthly principal and interest payment is approximately $2,278 for 360 months. Rate assumes a 740 credit score and purchase of one discount point ($3,800). Program eligibility and down payment assistance requirements vary.