Apply for a Vehicle Loan

Vehicle Loans

Our online loan application is currently unavailable due to scheduled maintenance. Read More

Thanks for your interest in a vehicle loan from UFCU. Please answer these questions:

Do you want to refinance your vehicle loan from another bank or credit union?

Yes
No

Are you purchasing your vehicle from a dealership in Texas, and will it have a Texas title? Is your vehicle currently registered in Texas, or will you be registering your vehicle in Texas?

Yes
No

Please indicate if your vehicle will be purchased from a dealership located in Texas and titled in Texas.

UFCU does not fund loans titled outside of the state of Texas. If you are interested in purchasing a vehicle from a dealership outside of Texas, please call a Lending Specialist at (512) 498-2277 to discuss your options.

UFCU refinances vehicles registered in the state of Texas. If you live in Texas and have recently purchased a new or used vehicle from a dealership in Texas, most of the time, you will answer “yes” to this question. Currently, UFCU does not refinance vehicles registered in other states. If you are buying from an individual or would like to explore other available loan options, please contact a Lending Specialist at (512) 498-2277.

What type of vehicle would you like to finance?

Are you currently a Member enrolled in Online Banking?

Yes
No

Application Help

About refinancing: When you refinance a loan, we will pay off your existing loan and establish a new loan. This process often can reduce your monthly payment by as much as $50. We have saved our Members an average of $1,950 in interest. If you are purchasing a vehicle, answer “No” to this question.

About out-of-state vehicles: UFCU finances vehicles purchased from dealerships who have a license to sell new and used vehicles in the state of Texas. If you live in Texas and are buying from a dealership in Texas, most of the time, you will answer “yes” to this question. Currently, UFCU does not finance vehicles titled in other states. If you are buying from an individual or would like to explore other available loan options, please contact a Lending Specialist at (512) 498-2277.

About vehicle type: UFCU finances a variety of vehicles including new and used cars, trucks, vans, and SUVs. We also offer financing for new or used motorcycles or scooters, RVs (motorhome, fifth wheel, camper, or large travel trailer), boats (power boat, sailboat, or jet ski), and other non-traditional vehicles like ATVs.