Personal Insurance
Security for Loved Ones
Provide for them if you’re no longer able to.
Accidental death and dismemberment (AD&D) insurance takes effect if you pass away or become seriously injured in an accident.
Umbrella insurance covers many gaps in regular policies. Decide what’s right for you.
AD&D Insurance
Accidental Death and Dismemberment (AD&D) insurance, underwritten by Minnesota Life Insurance Company, is a convenient way to protect yourself and your family. You may even be eligible to receive $3,000 of coverage at no cost.
UFCU Insurance Services and Minnesota Life offer up to $300,000 of AD&D insurance at group rates. Get guaranteed acceptance for up to $300,000 additional coverage. UFCU Members 18 and older receive the following benefits:
- Preauthorization for up to $300,000 in additional coverage
- No doctor visits, health questions, or lab tests required
- No disqualification due to age or health
Activate this important insurance now (underwritten by Minnesota Life Insurance Company — all coverage reduced by 50% at age 70, regardless of age at enrollment). Make sure your family has help financially when you’re no longer with them.
Umbrella Insurance
When your primary insurance falls short of covering losses for which you are liable, an umbrella policy can help take care of the difference.
Protect yourself from paying out of pocket when you owe more than your primary policy's limit of coverage. Umbrella policies provide excess liability coverage that goes above and beyond the limits of your home and vehicle policies.
Call for Free Quote
(800) 223-4197 or (512) 421-8100