Compare Credit Cards
Find Freedom in UFCU Card Services
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Great Rate Card
Save money with a low rate -
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Cash Back Card
Redeem cash rewards as you go -
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Travel & Rewards Card
Redeemable for travel and merchandise
No Annual Fees, Just Great Benefits
Our cards have so many advantages, like no annual fees, no over-the-limit fees1, fixed low rates, zero liability on unauthorized purchases, and fraud protection. Use your card to fund digital payment options such as Apple Pay®, PayPal®, VISA®, and more.1
Lock or unlock your card in moments for peace of mind without losing the convenience of an everyday card. If your card needs to be replaced, skip the 10-day wait and visit any branch.
These extra benefits are free with your card:
- Purchase Security/Extended Protection (PDF)
- Travel and Emergency Assistance Services (PDF)
- Travel Accident Insurance (PDF)
- Auto Rental Collision Damage Waiver (PDF)
Alerts and fraud monitoring are also free.
Take your pick of contactless cards that offer great rewards and flexible points options to match your budget and lifestyle.
FAQs
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Visa Platinum is the type of card you will use for UFCU Credit card rewards. Learn more from Visa.
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- Log into Online Banking or the Mobile app.
- In the top toolbar, select Cards » Manage Card.
- Select the card for which you want to select a new PIN.
- In the Self-Service section, click Change.
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Locking a card is a security feature that prevents your card from being used for transactions until the card is unlocked. To lock or unlock a card, choose Cards » Manage Cards and select the card you want to manage. Then click the toggle to lock or unlock your card.
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In order to perform a balance transfer, complete the Balance Transfer Request form.
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Read More1 Must meet eligibility requirements. Credit cards are subject to credit approval. Requirements include having a UFCU checking account with:
- A balance of at least $500, or
- A monthly balance of $50 for the last 3 months, or
- Receive a direct deposit in your UFCU checking account.
2 Please see Terms and Conditions (PDF) for rate, fee and other cost information, as well as explanation of payment allocation. All terms may be subject to change.