Credit Cards

No Annual Fees, Just Low Rates & Great Benefits

Great Rate Card

Starting at 9.49%* APR

Save money with a low rate


Save on purchases, cash advances,
and fees

Cash Back Card

Starting at 14.9%* APR

Earn 1.5% cash back per $1 spent


Redeem cash rewards as you go

Travel & Rewards Card

Starting at 13.9%* APR

Earn 2 points per $1 spent


Redeem points for travel, merchandise, and more

Great Features, No Surprises

Credit Card

Our cards have the great rates, low fees, and fantastic rewards you want and terms you can rely on. UFCU credit cards are now contactless cards, providing you with the most convenient and most secure way to pay by card.

  • Fixed low rates
  • Zero liability on unauthorized purchases and fraud protection
  • Easy and secure digital payment options such as ApplePay, PayPal, VISA®, and more.
  • Instant-issue contactless Visa Credit Card
  • No annual fees
  • No over-the-limit fees
  • Fee-free balance transfers
  • Control—block or unblock your card in minutes
  • Your choice of cards that offer great rewards and flexible points options to match your budget and lifestyle
  • Convenient account management with UFCU Online Banking and Mobile Banking

Apply now!

Added Benefits You Can Count On

Life is full of surprises. Your UFCU credit card has you covered with these extra benefits that are free with your card:

Safe, Secure Spending

With 100% liability protection on any fraudulent activity, you can enjoy total peace of mind.

  • Instant notification when a transaction is deemed risky
  • Immediate block on card activity when you tell us a transaction isn’t yours
  • Sign up for Visa purchase alerts through UFCU Online Banking to monitor your card’s activity
  • Enroll in Visa Purchase Alerts

Relief from High Interest Rates

Transfer your balances from other high-rate interest credit cards to your UFCU credit card with no balance transfer fee.

Complete and submit an online balance transfer form, or visit any branch to learn more.

APR = Annual Percentage Rate

* And up, based on your credit and risk score

Looking for a Checking Account?
UFCU Free Checking
No fees, no minimums

Simplify the Way You Shop
Use your UFCU card to pay online or with the touch of your finger from your device.
Learn More