Plus Checking
More Returns for Higher Balances
Earn dividends and enjoy flexible spending freedom, with maximized features and perks ideal for higher balances.
Open an AccountAmount to Open
$2,500 in combined balances*
Monthly Fee
$10 if combined month-end balances fall below $2,500*
Custom Checks
Always free
Courtesy Pay
Up to $1,000
ATM Daily Cash Limit‡
$2,000
Debit Card Daily Point of Sale Limit‡
$7,500
Dividends†
Free ATM transactions
Free money orders
Free cashier’s checks
Line-of-credit
Free access to your funds:
*Savings, Checking, Money Market, Certificates of Deposit, and IRA accounts combined under one account number.
Checking Plus Great Rates
| Balance | Rate | APY |
|---|---|---|
| $1,000 and more | 0.010% | 0.01% |
Effective Date: October 1, 2021
(Calculated daily; paid monthly on balances of $1,000 or more)
Branch Out with Online Banking
View and download account info and transactions, pay bills for free, and transfer money, 24/7.
Instant Access
Get your instant-issue VISA® Debit card when you open your account and begin using it immediately at ATMs and everywhere Visa is accepted.
Stay Covered for the Unexpected
We offer a few different options to help if your account lacks sufficient funds to cover a transaction. You can manage your account with added peace of mind through our available Overdraft Service options, including:
- Overdraft Protection Transfer
- Line of Credit
- Courtesy Pay
* Fees could reduce earnings on account.
† Dividends are based on UFCU's earnings at the end of a dividend period and cannot be guaranteed.
‡ Limits subject to change.
APY = Annual Percentage Yield
Stay balanced
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In your check register mark all checks paid. To the right, list checks outstanding not yet charged to your account.
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