Access Your Funds on Your Timeline

Our checking account is more than just 24/7 free access. Apply today and get an instant-issue VISA® Debit Card. Enjoy payday up to two days early with Direct Deposit. No waiting, no hassle.

Every UFCU account comes with enhanced security technology and advanced data encryption to ensure the safety of every account and every transaction.

Apply Now

You Can Bank on Service

A credit union is so much more than a bank — it’s a not-for-profit financial cooperative, owned and directed by its Members. As a social-conscious cooperative, UFCU makes its mission to serve you and the communities we serve.

See how you qualify to become a Member

Stay Covered for the Unexpected

We offer a few different options to help if your account lacks sufficient funds to cover a transaction. You can manage your account with added peace of mind through our available Overdraft Service options, including:

  • Overdraft Protection Transfer
  • Line of Credit
  • Courtesy Pay
Learn more about Overdraft Services

† Limits subject to change.

Stay balanced

Please enter a valid date.
Please enter a valid balance.
Please enter a valid deposit total.
In your check register mark all checks paid. To the right, list checks outstanding not yet charged to your account.
Please enter a valid check number.
Please enter a valid amount.
+ Add another check

Get more for your money
UFCU Plus Checking
0.01% APY interest for $1,000+

Resources & Tools