Man driving a commercial vehicle

Mobility Means Showing Up for Business

Being there makes all the difference.

Your capacity to deliver can make or break your success. Make sure you have a reliable set of wheels to propel your business forward.

Whether you’re purchasing new or used — or looking to refinance — UFCU offers great rates and flexible terms for business vehicles.1

Learn More About Business Membership

Keep Your Business in Motion

UFCU is proud to offer loans to finance cars, SUVs, pickups, and vans for our business Members. You can borrow between $10,000 and $100,000 with a fixed rate and terms from 12-66 months.

Choose to purchase a new or used vehicle from a Texas dealership. Or if you’re making high monthly payments on a current vehicle, we have refinancing options.

To qualify, vehicles must be owned by the business and be titled in the state of Texas and in the business name at time of application.

When you get a business auto loan, your purchase costs, monthly payments, and financing fees may be deductible on your federal tax return.2 Don’t limit your write-offs to just mileage and insurance expenses — your UFCU-financed business vehicle could be part of your tax strategy.

To see if your business is eligible for a business banking loan, see our business banking requirements. Whether you have identified a vehicle or not, we can help. Simply submit your application in as little as 10 minutes and you will hear from a Business Banking Relationship Manager in 1-2 business days.

Woman serving hamburgers through a food cart window.

Rates

Term restrictions may apply.

A loan documentation fee of $175 will be assessed at closing.

Annual Percentage Rate (APR) based on your credit and risk score
Term Excellent Good Average
12 to 48 Months 6.50% 7.00% 7.50%
49 to 66 Months 7.00% 7.50% 8.00%
Credit Cards for your Business1

Related Products and Services

Workers at a cafe

Willing to wait for a higher rate? Earn a higher APY to boost earnings on funds that you won’t need during the certificate’s term.

Man repairing a car

An extended warranty, also known as Major Mechanical Protection (MMP), protects your vehicle against the cost of unexpected repairs.


1 Subject to credit eligibility. Certain restrictions apply.

2 UFCU does not provide tax or legal advice. For such guidance, please consult a qualified tax and/or legal advisor.