Make Spending a Positive

Earn points with every purchase you make and redeem them for office enhancements, a business trip, or some R&R for yourself.

  • No annual fees
  • Add up to 4 additional authorized users
  • Fixed low rates
  • Zero liability on unauthorized purchases and fraud protection
  • Easy and secure digital payment options such as ApplePay®, PayPal, VISA®, and more
  • Instant-issue replacement Visa Credit card
  • Control—block or unblock your card in minutes to protect from fraud

UFCU Business Credit Card Agreement, Disclosures & Guaranty Agreement (PDF)

Redeeming is Easy

We have taken the headache out of using your points. The MyUFCU Card Rewards program is simple and easy to manage.

To access your points balance, log in to Online Banking and select your credit card’s corresponding reward points. You also can call (888) 207-3624 for 24/7 assistance with rewards-related questions and point redemption.

  • Earn 2 points for every $1 spent on purchases.
  • Redeem your points any time for travel (with no blackout dates), gift cards, experiences, and more.
  • No annual fee.
Explore Your Rewards

Transparency Matters, See if your business is eligible

UFCU values transparency and we know your time is valuable. Credit cards are available for businesses that meet these requirements:

  • Your business has been in operation for at least 2 years.
  • You have been an owner of the business for at least 2 years.
  • You own at least 25% of the business.
  • Your business is permitted to do business in the State of Texas.
  • Your business is located in Travis, Williamson, Hays, Galveston, Caldwell, or Bastrop County.

Rates That Help You Grow

Your Credit Excellent Good Average
Annual Percentage Rate (APR) 15.90% 16.90% 17.90%


Find out what our Visa Travel & Rewards card has to offer:

Ready to Apply Online?

Complete the simple online application in as little as 10 minutes.

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APR = Annual Percentage Rate
* Based on your credit and risk score