Keep It Simple for Success

Choose this straightforward card for your monthly business expenses. Cash advances carry the same APR as purchases.

  • No annual fees
  • Add up to 4 additional authorized users
  • Fixed low rates
  • Zero liability on unauthorized purchases and fraud protection
  • Easy and secure digital payment options such as ApplePay®, PayPal™, VISA®, and more
  • Instant-issue replacement Visa Credit card
  • Control—block or unblock your card in minutes to protect from fraud

UFCU Business Credit Card Agreement, Disclosures & Guaranty Agreement (PDF)

Transparency Matters, See if your business is eligible

UFCU values transparency and we know your time is valuable. Credit cards are available for businesses that meet these requirements:

  • Your business has been in operation for at least 2 years.
  • You have been an owner of the business for at least 2 years.
  • You own at least 25% of the business.
  • Your business is permitted to do business in the State of Texas.
  • Your business is located in the following counties: Bastrop, Blanco, Brazoria, Burnet, Caldwell, Chambers, Comal, Fort Bend, Galveston, Guadalupe, Harris, Hays, Liberty, Montgomery, Travis, Waller, Williamson.

Our Best Rates

Your Credit Excellent Good Average
Annual Percentage Rate (APR) 13.90% 14.90% 15.90%

UFCU Has You Covered

When you run your own business, no two days are alike. At no extra cost, your UFCU credit card has you covered when the unexpected occurs:

Ready to Apply Online?

Complete the simple online application in as little as 10 minutes.

Apply Now

APR = Annual Percentage Rate
* Based on your credit and risk score
† Rate is fixed at the time your application is approved