Get Paid for Using Your Card

When you use your Business Cash Back card, you will find your everyday purchases have never been more rewarding. Think of it as another income stream to offset some of your expenses.

  • No annual fees
  • Add up to 4 additional authorized users
  • Fixed low rates
  • Zero liability on unauthorized purchases and fraud protection
  • Easy and secure digital payment options such as ApplePay®, PayPal, VISA®, and more
  • Instant-issue replacement Visa Credit card
  • Control—block or unblock your card in minutes to protect from fraud

UFCU Business Credit Card Agreement, Disclosures & Guaranty Agreement (PDF)

Run the Numbers

The MyUFCU Card Rewards program is simple, easy-to-use, and rewards you with points each time you use your card. Convert those points into cash back into your account—making room for other expenses.

To access your points balance, log in to Online Banking and select your credit card’s corresponding reward points. You also can call (800) 207-3624 for 24/7 assistance with rewards-related questions and point redemption.

  • Earn 1.5% cash back for every $1 spent on everyday purchases.
  • Redeem your Cash Back points at any time throughout the year.
Learn About Cash Back

Transparency Matters, See if your business is eligible

UFCU values transparency and we know your time is valuable. Credit cards are available for businesses that meet these requirements:

  • Your business has been in operation for at least 2 years.
  • You have been an owner of the business for at least 2 years.
  • You own at least 25% of the business.
  • Your business is permitted to do business in the State of Texas.
  • Your business is located in Travis, Williamson, Hays, Galveston, Caldwell, or Bastrop County.

Our Best Rates

Your Credit Excellent Good Average
Annual Percentage Rate (APR) 15.90% 16.90% 17.90%


Find out what Visa Platinum Cash Back card has to offer:

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Complete the simple online application in as little as 10 minutes.

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APR = Annual Percentage Rate
* Based on your credit and risk scor
† Cash Back redemption starts at 1,000 Points. For example 1,000 Points = $ 10 Cash Back.