Free Checking
The Account U Deserve
Because banking should be empowering.
Enjoy 24/7 access to your account, free of charge. Plus, there’s no minimum balance needed to open, keep, or use your account.
Monitor your credit, track goals, and utilize credit tools seamlessly inside our top-rated Mobile app.
Send money to friends and family directly in Online Banking and the Mobile app.3
Instant-issue contactless VISA® Debit Card
Visit a branch and get your card immediately, in a style that suits you.
Find a BranchYour Cash, When U Need
Enjoy paychecks up to 2 days early with Direct Deposit and access to 55,000+ fee-free ATMs via the Allpoint® network.4
Find an ATM Near U
Anytime, Anywhere Access
UFCU offers a variety of ways to manage your money, wherever you may be.
Explore Banking Closer to UAdditional Products for U
1 Must meet eligibility requirements. Certain restrictions apply. Rates are variable and subject to change after an account is opened.
2 Members must be 18 years of age or older with a valid Social Security Number. Credit monitoring services are provided through our partnership with Credit Coach.
3 See Terms and Conditions for Online Banking and Digital Bill Payment Services.
4 Deposits at Allpoint ATMs are subject to daily limits, visit a branch for larger deposits.