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Pay Smarter, Not Harder
Enjoy the convenience of paying online or from your smart device when you add your card to a Digital Wallet.

Rates With U in Mind

*Rates and terms subject to change.

6 Month
4.20% APY
1 to 48 Months
4.99% APR
as low as
9.49% APR

Auto Loans

Drive Toward a Brighter Future with Rates as Low as 4.99% APR

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Certificates

Stay Ahead with a 6-Month Certificate at 4.20% APY

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U Deserve to Earn More

Upgrade from Free Checking to Plus Checking, and earn up to 2.25% APY more on your balance, get special rate discounts on loans, and enjoy 15% more points on your UFCU rewards credit card. Get the perks you deserve and watch your earnings grow.

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Unlock Your Home's Potential

Open the door to more with a Home Equity loan. Perfect for home improvements or unexpected expenses, UFCU offers low rates and flexible terms. Make the most of your home’s equity and welcome whatever comes next.

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Open a Free Checking Account

When you open an account at UFCU, you become a Member — not just another account number.

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Mobile Branch Schedule

Advice U Can Trust

We’re here with tips to empower you to make informed financial decisions at every step.

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Protect Your Wealth, Protect Your Family

Life Insurance* gives you the opportunity to secure your family’s future with tax-advantaged policies. UFCU offers flexible premiums, providing a robust safety net for your loved ones so your legacy is preserved.

Secure Your Future * Fixed insurance products are offered through CFS Insurance & Technology Services, LLC.

Transfer Options

We have transfer options for you, including the ability to send to Non-Members.

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Member Spotlight: Chef Aaron

From helping cook in the kitchen to studying at the Texas Culinary Academy, Chef Aaron is now a proud culinary arts teacher and business owner, shaping the future of aspiring chefs.

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Free Debt Counseling

Through our partnership with Greenpath, Members have access to free credit and debt counseling to help ease financial stress.

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