We Do What Works for You

We’re proud to offer two types of Small Business Administration (SBA) loans as an SBA Preferred Lender.* That means we can approve and fund SBA loans more quickly than lenders without this designation. Let us help secure financing for your business needs.

Loans are available for businesses that meet the following eligibility requirements:

  • Your business has been in operation for at least two years.
  • You have at least two years of current ownership.
  • You have at least 20% ownership of the business.
  • Your business is registered with the State of Texas, or has been a sole proprietorship for two or more years.
  • The trade area for your business is inside Travis, Williamson, Hays, Galveston, Caldwell, or Bastrop County.

Loans for Your Business

The 7(a) and SBA Express loan programs can help you finance most business needs.

Take advantage of 7(a) loans for $100,000–$1,000,000 for:

  • Equipment
  • Working capital
  • Debt refinancing
  • Business acquisitions
  • Partner buy-out
  • Leasehold improvements
  • Lines of Credit

Terms provide lower payments to help you manage your cash flow:

  • Up to 7 years for working capital
  • Up to 10 years for equipment or business acquisition

Contact us to apply or for more information.

Loans for Real Estate

With SBA’s 7(a) or 504 loan program, we can help support your needs in financing real estate acquisition or construction.

Take advantage of SBA loans for $350,000–$5,000,000:

  • Owner-occupied real estate (where the owner occupies more than 51% of the property)

Permanent and Construction loans for owner-occupied real estate, including:

  • Acquisition of new location
  • Expansion of existing location
  • Construction or renovation of real estate property

Longer terms provide lower payments to help you manage your cash flow:

  • Up to 20 years for real estate

Contact us to apply or for more information.

*The Preferred Lenders Program (PLP) is part of the SBA's effort to streamline the procedures necessary to provide financial assistance to the small business community. Lenders are considered for PLP status based on their record with SBA, and must have demonstrated a proficiency in processing and servicing SBA-guaranteed loans. For more details, see sba.gov.