Savings Solutions

Put Your Savings Goals Within Reach

Savings

Fee-free, insured, and easy to manage

Earn 0.01% APY

Withdraw anytime

Dividends paid quarterly*

$1 minimum

$0 monthly fee

Details

Money Market

Ideal for higher yield, short-term savings

Earn 0.01–3.25% APY

Withdraw anytime

Dividends paid monthly*

$2,500 minimum

$0 monthly fee

Details

Certificates

Lock in a rate and let your funds grow

Earn 3.25–4.40% APY

3–60 month terms

Dividends paid monthly*

$1,000 minimum

$0 monthly fee

Details

IRAs

Let your funds grow and save on taxes

Earn 3.25–4.25% APY

6–60 month terms (or withdraw anytime‡)

Dividends paid monthly*

$100–1,000 minimum

$0 monthly fee

Details

Saving Should Be Simple

At UFCU, your savings goals are important to us. Whatever you’re saving for, we make it easy:

  • 24-7 account access with Online and Mobile Banking
  • Optional automated notifications about your accounts
  • Unlimited free transactions with Savings and Money Market accounts
  • Bonus Dividend Rate for Money Market accounts

Branch Out with Online Banking

View your account balance, reload your card, and pay bills for free, 24-7.

Learn More

New to Saving?

Don’t worry. We’ve got easy-to-follow tips that can help take the guesswork out of saving, whether you’re just getting started or maintaining your savings plan.

Read More

APY = Annual Percentage Yield

* Dividends are calculated by the daily balance method. Dividends are based on UFCU's earnings at the end of a dividend period, and cannot be guaranteed.

‡IRS penalties apply

Compare Rates

$
Please enter a valid amount.
%
Please enter a valid rate.
Please enter a valid term.
$
Please enter a valid amount.
%
Please enter a valid rate.
Please enter a valid term.
Results Results Table Print
Initial Deposit
What You Earn
Ending Balance
Term
Compounded
12x per year

This information is provided only as an example. Rates are subject to change, and terms may vary based on your individual circumstances.

Resources and Tools