Proud to be a Trusted Banking Partner
Since 1936, we have been dedicated to providing personalized services, knowledgeable guidance, and the tools and resources to help our Members achieve financial success. We are proud to serve UTHealth Houston with the award-winning service we have become well known for.
By joining UFCU, you're not just opening an account — you're becoming part of a community dedicated to your financial well-being. Open an account today† and experience Member benefits designed with you in mind, including:
- Free Checking — No NSF fees, no monthly service fees, and instant-issue VISA® Debit Cards and replacements.
- Free Online Banking and Mobile App — Manage your account, transfer money, and pay bills — anytime, anywhere.
- Early Direct Deposit — Get your paycheck up to two days early with Direct Deposit.
- Nationwide Access — Bank at over 5,000 shared branch locations across the country through the National Shared Branch Network.
- Convenient Locations — Galveston and Victory Lakes branches, and soon to come, a UTHealth branch at 7000 Fannin in the UTHealth Building.
- Fee-Free ATMs —Access to 55,000 ATMs nationwide via the Allpoint network.
- Financial Education — Attend free seminars and events designed to provide expert advice on spending, saving, borrowing, and planning.
- Credit Coach — Free online credit-building tool offering personalized recommendations for your credit health and improvement strategies.
- Loans — Various options including auto, mortgage, credit cards‡, personal, and Paycheck Bridge Loans to cover expenses between starting work and your first paycheck.
- Specialized Investment Services — Connect with the team at UFCU Investment Services™ for help in reaching your goals.
Contact Us
- UT Health/Fannin Street Branch coming soon
- Galveston Branch
- League City/Victory Lakes Branch
(512) 467-8080 · (800) 252-8311
Meet with a UFCU representative.
Learn more about Mortgage Services.
Houston Loan Officer: Craig Levin
Galveston & Coastal Area Loan Officer: Karen Hornby
Discover a Mortgage That Gives U More
From first homes to dream homes, investment properties, and everything in between, our dedicated mortgage loan officers have helped more individuals achieve the dream of homeownership than any other company in Central Texas‡. Looking for a mortgage loan to fit your budget and needs? Let's get started.
Professor, Doctor, Community Hero, and First-Time Home Buyer Loans
Enjoy specialty loans such as Professor, Doctor, Community Hero, and First-Time Home Buyer Loans, with low down payment and no PMI options. Tailored options include adjustable-rate, conventional, VA, and more. Talk with a mortgage loan officer to find the best solution for U.
Seamless Process, From Start to Close
Easily apply, track progress, manage documents, and access contracts through our app designed to simplify your mortgage journey.
Open a Free Checking Account
When you open an account at UFCU, you become a Member — not just another account number.
Your Account Awaits
We Put U First
Right Where U Are
Whether you're in Galveston, League City, or soon to be Houston, you can effortlessly manage your finances at thousands of national branches in the Shared Branch Network.
What's a Credit Union?
Unlike big banks, where profits benefit corporate interests, at UFCU, our Members call the shots. That means your success is our success.
Personalized Service
Schedule a one-hour consultation with a UFCU representative to get support with budgeting, credit counseling, planning for the future, and more.
Support in Your Corner
Whether you’re saving, spending, or planning for what comes next, we’ve got your back with tools, resources, and events that prioritize your financial success.
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Investment Services
Get support with rollovers and retirement planning from our agents at CUSO Financial Services, L.P.*, a wholly owned subsidiary of UFCU.
Review Your Credit Score
Use our online credit-building tool, Credit Coach, for personalized recommendations on your credit health and areas for improvement, along with resources to track your progress.
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. UFCU has contracted with CFS to make non-deposit investment products and services available to credit union members.
† Some restrictions apply
‡ Terms and conditions apply
UFCU is non-discriminatory with respect to whom we serve on all grounds, including but not limited to race, color, religion, creed, gender, gender expression, age, national origin (ancestry), mental or physical disability, marital status, sexual orientation, military status, or political affiliation in any of our activities or operations.