Proud to be a Trusted Banking Partner
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For more than 88 years, we have been dedicated to providing personalized services, knowledgeable guidance, and the tools and resources to help our Members achieve financial success. We are proud to serve the UTHealth Houston community with the award-winning service we have become well known for.
By joining UFCU, you're not just opening an account — you're becoming part of a community dedicated to your financial well-being. Open an account today and experience Member benefits designed with you in mind, including:
- Free Checking — No NSF fees, no monthly service fees, and instant-issue VISA® Debit Cards and replacements.
- Free Online Banking & Mobile App — Manage your account, transfer money, and pay bills — anytime, anywhere.
- Early Direct Deposit — Get your paycheck up to two days early with Direct Deposit.
- Fee-Free ATMs —Access to 55,000 ATMs nationwide via the Allpoint network.
- Nationwide Access — Bank at over 5,000 shared branch locations across the country through the National Shared Branch Network.
- Campus Branch Coming Soon — New Branch and ATM coming to UTHealth Houston at 7000 Fannin.
- Financial Education — Attend free seminars and events designed to provide expert advice on spending, saving, borrowing, and planning.
- Credit Coach — Free digital financial counselor offering personalized recommendations for your credit health and improvement strategies.
- Loans — Various options including auto, mortgage, credit cards‡, personal, and Paycheck Bridge Loans to cover expenses between starting work and your first paycheck.
- Specialized Investment Services — Connect with the team at UFCU Investment Services™ for help in reaching your goals.
Wherever you are on your unique financial journey at UTHealth Houston, you can count on us to be here with the support you need at every stage.
Open an AccountContact Us
- UT Health/Fannin Street Branch coming soon
- Galveston Branch
- League City/Victory Lakes Branch
(512) 467-8080 · (800) 252-8311
Meet with a UFCU representative.
Learn more about Mortgage Services.
Discover a Mortgage That Gives U More
From first homes to dream homes, investment properties, and everything in between, our dedicated mortgage loan officers have helped more individuals achieve the dream of homeownership than any other company in Central Texas§. Looking for a mortgage loan to fit your budget and needs? Let's get started.
Professor, Doctor, Community Hero, and First-Time Home Buyer Loans
Enjoy specialty loans such as Professor, Doctor, Community Hero, and First-Time Home Buyer Loans, with low down payment and no PMI options. Tailored options include adjustable-rate, conventional, VA, and more. Talk with a mortgage loan officer to find the best solution for U.
Seamless Process, From Start to Close
Easily apply, track progress, manage documents, and access contracts through our app designed to simplify your mortgage journey.
We Put U First
Right Where U Are
Whether you're in Houston or on the go, you can effortlessly manage your finances at thousands of national branches in the Shared Branch Network.
What’s a Credit Union?
Unlike big banks, where profits benefit corporate interests, at UFCU, our Members call the shots. Your success is our success.
Personalized Service
Schedule a one-hour consultation with a UFCU representative for budgeting, credit counseling, planning, and more.
Support in Your Corner
Whether you’re saving, spending, or planning for what’s next, we’ve got your back with tools, resources, and events that prioritize your financial success.
Investment Services
Get support with rollovers and retirement planning from our agents at CUSO Financial Services, L.P.*, a wholly owned subsidiary of UFCU.
Explore Services
Review Your Credit Score
Use our online credit-building tool, Credit Coach, for personalized recommendations on your credit health and areas for improvement, along with helpful resources to track your progress.