Proud to Be Your Trusted Banking Partner
In 1936, the faculty and staff of The University of Texas at Austin™ came together to establish UFCU. Today, as Central Texas' largest credit union, our commitment to the UT community is as strong as ever. For more than 88 years, we have been dedicated to providing personalized services, knowledgeable guidance, and the tools and resources to help faculty and staff like you achieve financial success.
By joining UFCU, you're not just opening an account — you're becoming part of a community dedicated to your financial well-being. Open an account today† and experience Member benefits designed with you in mind, including:
- Free Checking — No NSF fees, no monthly service fees, and no minimum balance requirements.
- Free Online Banking & Mobile App — Deposit checks, pay bills, transfer money, and manage your account anytime, anywhere.
- New Longhorn Debit Card Design now available!
- Early Direct Deposit — Get your paycheck up to two days early with Direct Deposit.
- Convenient Branches — Four UT campus locations and 22 in the Austin area.
- Fee-Free ATMs — Access to 25+ fee-free on-campus ATMs, 500+ throughout Central Texas, and 55,000 more via the Allpoint network.
- Financial Education — Attend free seminars and events designed to provide expert advice on spending, saving, borrowing, and planning, in partnership with HealthPoint Wellness (UT HR).
- Credit Coach — Free online credit-building tool offering personalized recommendations for your credit health and improvement strategies.
- Loans — Various options including auto, mortgage, credit cards‡, personal, and Paycheck Bridge Loans to cover expenses between starting work and your first paycheck.
- Specialized Investment Services — Connect with the team at UFCU Investment Services™ for help in reaching your goals.
Contact Us
(512) 467-8080 · (800) 252-8311
Meet with a UFCU representative.
Learn more about Mortgage Services.
Official Corporate Sponsor of Texas Athletics
Trusted Banking Partner for UT Faculty and Staff
Discover a Mortgage That Gives U More
From first homes to dream homes, investment properties, and everything in between, our dedicated mortgage loan officers have helped more individuals achieve the dream of homeownership than any other company in Central Texas‡. Looking for a mortgage loan to fit your budget and needs? Let's get started.
Professor, Doctor, Community Hero, and First-Time Home Buyer Loans
Enjoy specialty loans such as Professor, Doctor, Community Hero, and First-Time Home Buyer Loans, with low down payment and no PMI options. Tailored options include adjustable-rate, conventional, VA, and more. Talk with a mortgage loan officer to find the best solution for U.
Seamless Process, From Start to Close
Easily apply, track progress, manage documents, and access contracts through our app designed to simplify your mortgage journey.
Open a Free Checking Account
When you open an account at UFCU, you become a Member — not just another account number.
Your Account Awaits
We Put U First
Right Where U Are
Whether you're in San Marcos or on the go, you can effortlessly manage your finances at thousands of national branches in the Shared Branch Network.
What's a Credit Union?
Unlike big banks, where profits benefit corporate interests, at UFCU, our Members call the shots. That means your success is our success.
Personalized Service
Schedule a one-hour consultation with a UFCU representative to get support with budgeting, credit counseling, planning for the future, and more.
Support in Your Corner
Whether you’re saving, spending, or planning for what comes next, we’ve got your back with tools, resources, and events that prioritize your financial success.
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Investment Services
Get support with rollovers and retirement planning from our agents at CUSO Financial Services, L.P.*, a wholly owned subsidiary of UFCU.
Review Your Credit Score
Use our online credit-building tool, Credit Coach, for personalized recommendations on your credit health and areas for improvement, along with resources to track your progress.
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. UFCU has contracted with CFS to make non-deposit investment products and services available to credit union members.
† Some Restrictions Apply /small>
‡ Terms and conditions apply
UFCU is non-discriminatory with respect to whom we serve on all grounds, including but not limited to race, color, religion, creed, gender, gender expression, age, national origin (ancestry), mental or physical disability, marital status, sexual orientation, military status, or political affiliation in any of our activities or operations.