Proud to Be Your Trusted Banking Partner
In 1936, the faculty and staff of The University of Texas at Austin™ came together to establish UFCU. Today, as Central Texas' largest credit union, our commitment to the UT community is as strong as ever. For more than 88 years, we have been dedicated to providing personalized services, knowledgeable guidance, and the tools and resources to help faculty and staff like you achieve financial success.
By joining UFCU, you're not just opening an account — you're becoming part of a community dedicated to your financial well-being. Open an account today† and experience Member benefits designed with you in mind, including:
- Free Checking — No NSF fees, no monthly service fees, and no minimum balance requirements.
- Free Online Banking & Mobile App — Deposit checks, pay bills, transfer money, and manage your account anytime, anywhere.
- New Longhorn Debit Card Design now available!
- Early Direct Deposit — Get your paycheck up to two days early with Direct Deposit.
- Convenient Branches — Four UT campus locations and 22 in the Austin area.
- Fee-Free ATMs — Access to 25+ fee-free on-campus ATMs, 500+ throughout Central Texas, and 55,000 more via the Allpoint network.
- Financial Education — Attend free seminars and events designed to provide expert advice on spending, saving, borrowing, and planning, in partnership with HealthPoint Wellness (UT HR).
- Credit Coach — Free online credit-building tool offering personalized recommendations for your credit health and improvement strategies.
- Loans — Various options including auto, mortgage, credit cards‡, personal, and Paycheck Bridge Loans to cover expenses between starting work and your first paycheck.
- Specialized Investment Services — Connect with the team at UFCU Investment Services™ for help in reaching your goals.
Wherever you are on your unique journey, you can count on us to be here with the support you need at every stage.
Open an AccountContact Us
(512) 467-8080 · (800) 252-8311
Meet with a UFCU representative.
Learn more about Mortgage Services.
Official Corporate Sponsor of Texas Athletics
Trusted Banking Partner for UT Faculty and Staff
Debit cards designed for U
Discover a Mortgage That Gives U More
From first homes to dream homes, investment properties, and everything in between, our dedicated mortgage loan officers have helped more individuals achieve the dream of homeownership than any other company in Central Texas‡. Looking for a mortgage loan to fit your budget and needs? Let's get started.
Professor, Doctor, Community Hero, and First-Time Home Buyer Loans
Enjoy specialty loans such as Professor, Doctor, Community Hero, and First-Time Home Buyer Loans, with low down payment and no PMI options. Tailored options include adjustable-rate, conventional, VA, and more. Talk with a mortgage loan officer to find the ideal solution for U.
Seamless Process, From Start to Close
Easily apply, track progress, manage documents, and access contracts through our app designed to simplify your mortgage journey.
We Put U First
Right Where U Are
Whether you're miles from the Forty Acres or outside Texas, you can effortlessly manage your finances at thousands of national branches in the Shared Branch Network.
What’s a Credit Union?
Unlike big banks, where profits benefit corporate interests, at UFCU, our Members call the shots. Your success is our success.
Personalized Service
Schedule a one-hour consultation with a UFCU representative for budgeting, credit counseling, planning, and more.
Support in Your Corner
Whether you’re saving, spending, or planning for what’s next, we’ve got your back with tools, resources, and events that prioritize your financial success.
Investment Services
Get support with rollovers and retirement planning from our agents at CUSO Financial Services, L.P.*, a wholly owned subsidiary of UFCU.
Explore Services
Review Your Credit Score
Use our online credit-building tool, Credit Coach, for personalized recommendations on your credit health and areas for improvement, along with helpful resources to track your progress.