An Account Built Just for U
At UFCU, we understand that your financial goals are as unique as you are. That’s why we’re committed to providing personalized guidance, tailored products, and comprehensive services to help you achieve them.
When you open a Simply U™ account at UFCU, you’re not just another number — you become a Member with access to the following benefits and more:
- Contactless instant-issue VISA® Debit Cards and replacements
- New Bobcat Debit Card design now available!
- Spend only what you deposit, ensuring no costly overdraft or interest fees
- No monthly fee or minimum balance requirements
- Convenient branch in the LBJ Student Center, another San Marcos area branch, and 22 Austin Metro-area locations
- Access to 9 fee-free ATMs on campus and 55,000+ nationwide via Allpoint
- Access your UFCU account at over 5,00 shared branches nationwide
- Online Banking & Mobile app to manage your account, transfer money, and pay bills — anytime, anywhere
- Direct Deposit to get your paycheck up to two days early
- Expert support for all your financial needs and questions
Join UFCU today and experience banking that’s personalized, just for you.
Open a Free Checking Account
When you open an account at UFCU, you become a Member — not just another account number.
Your Account Awaits
Your Path to Financial Success Starts Here
Right Where U Need Us
Need a notary or other in-person services? Drop by one of our four convenient campus locations. Need cash on the go? Stop at a fee-free ATM near you.
No Fees, No Problems
With no monthly fee or overdraft fees, Simply U™ is our commitment to providing a straightforward, hassle-free banking experience.
Questions? We Have U Covered
Schedule a one-hour consultation with a UFCU representative to get support with budgeting, credit counseling, planning for the future, and more.
What’s a Credit Union?
Unlike big banks, where profits benefit corporate interests, at UFCU – it’s our Members who call the shots. Your success is our success.
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U Deserve Some Credit
Building a solid credit history shouldn’t be complicated. Our Credit Builder Loans are designed to help you get there, step by step.
Support in Your Corner
Whether you’re saving, spending, or planning for what comes next, we’ve got your back with tools, resources, and events that prioritize your financial success.