Invest & Save

Certificates of Deposit: Low-Risk and Reliable Return

Are you looking for a relatively safe, low-risk investment, but want a higher return than a standard savings account? Consider a certificate of deposit (also known as a CD), in which you invest an amount of money at a specified interest rate for a pre-determined length of time. Earned interest is deposited into the certificate account either monthly or quarterly. That interest adds up over time, allowing your savings to grow.

Feb 5, 2024

Are You a Spender or Saver? How to Become a More Conscious Consumer

Many things can influence our spending habits. Understanding the triggers can help you become a more conscious consumer. Here’s what to know.

Dec 15, 2021

Fixed Annuities—A Remedy for the Low-Return Blues

Get a guaranteed return, and supplement your retirement with a fixed annuity from UFCU.

Dec 14, 2021

Three Ways to Potentially Increase Your Retirement Savings

It’s never too late to begin your personal retirement planning. Learn three easy ways to potentially increase your retirement savings without making drastic changes to your budget.

Oct 4, 2021

Three Tips for Managing an Inheritance

If an inheritance windfall comes your way, here are three tips for managing it wisely.

Apr 9, 2021

Skills You Need to Save

Saving helps you plan for the future and provides a safety net in case of an emergency. Learn different saving methods and how to stay motivated so you can achieve your goals.

Jan 4, 2021

Four Tips for Adapting to an Empty Nest

In these uncertain times, we have witnessed many changes in the stock market. How you react to these changes can reveal the type of investor you are, and the amount of risk you are willing to tolerate in your investments.

Jul 3, 2020

Understanding Risk Tolerance

In these uncertain times, we have witnessed many changes in the stock market. How you react to these changes can reveal the type of investor you are, and the amount of risk you are willing to tolerate in your investments.

Apr 15, 2020

Spending Package Includes Sweeping Retirement Plan Changes

The SECURE Act may have the largest impact on retirement planning since the Pension Protection Act of 2006. Many provisions offer enhanced opportunities for individuals and small business owners, but there is one notable drawback for investors with significant assets in traditional IRAs and retirement plans.

Feb 4, 2020

How to Invest^* for Your New Baby

There’s one item on your to-do list after a baby is born that should be automatic: opening a savings account for their future. Here are three ways you might get started.

Jan 3, 2020

Pay Yourself First!

Take a deep dive into what it means to pay yourself first, and how you can achieve this goal consistently.

Dec 10, 2019

Are You Ready to Retire? Ask Yourself These Seven Questions

If you are thinking of retiring, take this retirement readiness test.

Dec 5, 2019

Five Reasons to Consider Life Insurance

Life insurance is more than just a way to pay the bills if something happens to you. Consider these five reasons to get life insurance.

Nov 13, 2019

Does a Money Market Make Sense for You?

What is a money market account, and does one have a place in your financial plan? Find out if money markets can make sense, and cents, for you.

Oct 4, 2019

Four Easy Ways to Save Money

Have you mastered the skill of saving money? Consider these four tips for building up your savings.

Sep 29, 2019