No Annual Fees, Just Low Rates & Great Benefits

Great Features, No Surprises

Our cards have the great rates, low fees, and fantastic rewards you want and terms you can rely on. UFCU credit cards are now contactless cards, providing you with the most convenient and most secure way to pay by card.

• Fixed low rates
• Zero liability on unauthorized purchases and fraud protection
• Easy and secure digital payment options such as ApplePay, PayPal, VISA^®, and more.
• Instant-issue contactless Visa Credit Card
• No annual fees
• No over-the-limit fees
• Fee-free balance transfers
• Control—block or unblock your card in minutes
• Your choice of cards that offer great rewards and flexible points options to match your budget and lifestyle
• Convenient account management with UFCU Online Banking and Mobile Banking

Apply now!

Added Benefits You Can Count On

Life is full of surprises. Your UFCU credit card has you covered with these extra benefits that are free with your card:

• Is your new purchase lost or damaged? Get it replaced, repaired, or reimbursed with Purchase Security/Extended Protection (PDF).
• Do you need emergency help when away from home? Get the help you need with Travel and Emergency Assistance Services (PDF) and Roadside Dispatch (PDF).
• Traveling? Rest assured with Travel Accident Insurance (PDF).
• Had an accident in a rental car? Get additional protection with an Auto Rental Collision Damage Waiver (PDF).
• Want to protect yourself from identity theft? ID Navigator Powered by NortonLifeLock provides you with the tools to help keep you informed of potential threats to your identity, so you can act quickly should the unexpected happen. Confirm Availability

Safe, Secure Spending

With 100% liability protection on any fraudulent activity, you can enjoy total peace of mind.

• Instant notification when a transaction is deemed risky
• Immediate block on card activity when you tell us a transaction isn’t yours
• Sign up for Visa purchase alerts through UFCU Online Banking to monitor your card’s activity
Enroll in Visa Purchase Alerts

Relief from High Interest Rates

Transfer your balances from other high-rate interest credit cards to your UFCU credit card with no balance transfer fee.

Complete and submit an online balance transfer form, or visit any branch to learn more.

APR = Annual Percentage Rate

* And up, based on your credit and risk score