Business Checking

Banking That Means Business

A UFCU business checking account is ideal for your small businesses: low-cost and benefit-rich, plus the option to earn dividends.

Amount to Open
$25

Monthly Service Fee^*
$0

Free Monthly Items
50

Additional Items^†
$0.10 each

Courtesy Pay
Up to $1,500

ATM Daily Cash Limit^‡
$3,000

Debit Card Daily Cash Limit
$7,500

Custom checks

Money orders

Cashier’s checks

Merchant services

Payroll solutions

Free access to your funds:

Be Prepared

Here’s what you’ll need to open a UFCU Business account:

Download the Checklist (PDF)

Understand the Beneficial Ownership Rule

Federal regulation requires financial institutions to obtain, verify, and record information about the beneficial owners of legal entity customers.

Learn More (PDF)

More Ways to Get Paid with Merchant Services

Accept credit card payments on a variety of platforms — and get great customer service and support — with quick, secure, and competitively priced merchant services.

Pain-Free Payroll

Payroll can be easy and cost-effective with UFCU payroll solutions. You’ll get seamless payroll processing, HR solutions, and liberation from the liability of payroll tax errors. Keep your business in compliance, and focus on running your business instead.

Protect Your Business

You can count on us for business insurance solutions tailored specifically to you and your needs. It’s our goal to make the process as easy as possible for our Members.

Learn More About Business Insurance

^* Fees could reduce earnings on account.

^† Additional items will appear on your account statement as "Analysis Fee." Certain additional items, such as debit card and UFCU Bill Pay transactions, are unlimited.

‡ Limits subject to change.

Resources & Tools

Stay Balanced

Period end date

Please enter a valid date.

Balance on last statement

Please enter a valid balance.

Total deposits since last statement

Please enter a valid deposit total.

Outstanding Checks

In your check register mark all checks paid. To the right, list checks outstanding not yet charged to your account.

Check #

Amount

Please enter a valid check number.

Please enter a valid amount.

+ Add another check

Results

Total before outstanding checks

Total of checks outstanding

This amount should equal your check register balance

If you do not balance:

Verify additions and subtractions above and in your check register.
Compare the dollar amounts of checks listed on this statement with the check amounts listed in your check register.
Compare the dollar amount of deposits listed on this statement with the deposit amounts recorded in your check register.