The Support U Need. Every Step of the Way.


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An Account Built Just for U

Since our founding on the UT campus in 1936, we’ve been committed to providing Longhorns with personalized services and financial guidance to succeed on the Forty Acres and beyond.

When you open a Simply U account at UFCU, you’re not just another number — you become a Member with access to the following benefits and more:

  • Contactless instant-issue VISA® Debit Cards and replacements
  • New Longhorn Debit Card Design now available!
  • Spend only what you deposit, ensuring no costly overdraft or interest fees
  • No monthly fee or minimum balance requirements
  • Access to 25+ fee-free on campus ATMs, 500+ throughout Central Texas, and 55,000 nationwide via the Allpoint Network
  • Three convenient branches on and near campus, along with 19 locations across the Austin to Georgetown metropolitan area
  • Access your UFCU account at over 5,000 shared branches nationwide
  • Online Banking & Mobile app to manage your account, transfer money, and pay bills — anytime, anywhere
  • Direct Deposit to get your paycheck up to two days early
  • Expert support for all your financial needs and questions
  • Financial Education — Attend free seminars and events designed to provide expert advice on spending, saving, borrowing, and planning
  • Credit Coach(opens in a new window) — Free online credit-building tool offering personalized recommendations for your credit health and improvement strategies.

Join UFCU today and experience banking that’s personalized, just for you.

Open an Account

Contact Us

All UFCU Locations

(512) 467-8080 · (800) 252-8311


Official Credit Union Sponsor of Texas Athletics
Trusted Banking Partner

Open a Simply U™ Checking Account

At UFCU, enjoy stress-free banking designed to help Longhorns thrive.

Get Started

Your Path to Financial Success Starts Here

Right Where U Need Us

Need a notary or other in-person services? Drop by one of our three convenient campus locations. Need cash on the go? Stop at a fee-free ATM near you.

Find an ATM

The Freedom of Free Checking

With no monthly fees,, Free Checking is our commitment to providing a convenient, hassle-free banking experience.

Enjoy Fee-Free Spending

A woman uses her mobile phone to pay for a purchase at a clothing store.

Questions? We Have U Covered

Schedule a one-hour consultation with a UFCU representative to get support with budgeting, credit counseling, planning for the future, and more.

Come See Us

What’s a Credit Union?

Unlike big banks, where profits benefit corporate interests, at UFCU – it’s our Members who call the shots. Your success is our success.

Get the Credit Union Difference

U Deserve Some Credit

Building a solid credit history shouldn’t be complicated. Our Credit Builder Loans are designed to help you get there, step by step.

Apply Now

Support in Your Corner

Whether you’re saving, spending, or planning for what comes next, we’ve got your back with tools, resources, and events that prioritize your financial success.

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