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An Account Built Just for U
Since our founding on the UT campus in 1936, we’ve been committed to providing Longhorns with personalized services and financial guidance to succeed on the Forty Acres and beyond.
When you open a Simply U™ account at UFCU, you’re not just another number — you become a Member with access to the following benefits and more:
- Contactless instant-issue VISA® Debit Cards and replacements
- New Longhorn Debit Card Design now available!
- Spend only what you deposit, ensuring no costly overdraft or interest fees
- No monthly fee or minimum balance requirements
- Access to 25+ fee-free on campus ATMs, 500+ throughout Central Texas, and 55,000 nationwide via the Allpoint Network
- Three convenient branches on and near campus, along with 19 locations across the Austin to Georgetown metropolitan area
- Access your UFCU account at over 5,000 shared branches nationwide
- Online Banking & Mobile app to manage your account, transfer money, and pay bills — anytime, anywhere
- Direct Deposit to get your paycheck up to two days early
- Expert support for all your financial needs and questions
- Financial Education — Attend free seminars and events designed to provide expert advice on spending, saving, borrowing, and planning
- Credit Coach(opens in a new window) — Free online credit-building tool offering personalized recommendations for your credit health and improvement strategies.
Join UFCU today and experience banking that’s personalized, just for you.
Contact Us
(512) 467-8080 · (800) 252-8311
Official Credit Union Sponsor of Texas Athletics
Trusted Banking Partner
Open a Simply U™ Checking Account
At UFCU, enjoy stress-free banking designed to help Longhorns thrive.
Get Started
Your Path to Financial Success Starts Here

Right Where U Need Us
Need a notary or other in-person services? Drop by one of our three convenient campus locations. Need cash on the go? Stop at a fee-free ATM near you.

The Freedom of Free Checking
With no monthly fees,, Free Checking is our commitment to providing a convenient, hassle-free banking experience.

Questions? We Have U Covered
Schedule a one-hour consultation with a UFCU representative to get support with budgeting, credit counseling, planning for the future, and more.

What’s a Credit Union?
Unlike big banks, where profits benefit corporate interests, at UFCU – it’s our Members who call the shots. Your success is our success.
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U Deserve Some Credit
Building a solid credit history shouldn’t be complicated. Our Credit Builder Loans are designed to help you get there, step by step.

Support in Your Corner
Whether you’re saving, spending, or planning for what comes next, we’ve got your back with tools, resources, and events that prioritize your financial success.